To be honest, I spent 3 months salary, it was a little more than my yearly RSU vest so I just took the hit from that.
The whole thing felt really arbitrary and I was not too happy with it but yeah it is what it is.
In the long run it didn't really set me back, BUT I still kinda feel it when my wife talks about getting new furniture or a car or something big like that. On some level yes I can afford all of it, but I wanna just say if you could choose, would you have all new bed, sofa, kitchen, and a luxury vacation? Or go look at your little shiny rock again?