Pay to Play Roll20 games: Yay or Nay?

Years back I made a roll20 account to try out Numenera since nobody I knew IRL even heard of it. Came back about 2 months ago to look for a game to replace my old D&D campaign and found that like, 95% of games wanted to charge money. Like $10-20 per session.

What do yall think of this? Is it bullshit gatekeepy stuff by people trying to make a quick buck? Or is it time for players to contribute to materials or place their insurance that they'll actually show up?

The DM is a player too, they're doing a lot of work and charging money is just to make sure people show up

roll20 awkward as hell