I'm 28, make less than 50k, and have no retirement savings

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Dark_Arbron posted...
You have to be given a job. You don't take it.


Not entirely true. You take it by working on yourself and making them want to give it to you. If you cultivate a career correctly, you can reach a point where interviews and recruitment processes are no longer about them deciding if they want you, but you deciding if you want to work for them.