I'm 28, make less than 50k, and have no retirement savings

Current Events

Never too late to start improving things. I'm 34 and currently going back to school to earn a degree and get a better paying job
PSN - NoxObscuras
Z490 | i9-10900K | EVGA 3080 FTW3 Ultra | 32GB DDR4 3600 | 4TB SSD