I just have two credit cards, one's at 0% til July and I'll have it paid off by then cause it's only like 4k.
The other is at 0.99% til next January and I'll most likely balance transfer it or refi into a personal loan if rates go down cause it's like 26k >_>
Yay medical bills
https://i.imgtc.com/MGGa6Os.gif