What caused you to get Hacked or your first VIRUS

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It was a banner saying I'd won... I forget, a phone I think. I guessed it was fake before I had clicked on it, I was curious to see what would happen next. Didn't know at the time that ads could be vectors for viruses. It was the early mid 90s.
If you're not smart enough to survive, you are basically just food for something smarter.