St0rmFury posted...
Non-American here, does HOA have any legal power to enforce whatever rules they made?
Yes, though some states are far friendlier to the HOA than others.
I was *staunchly* anti-HOA for a long time, because I lived in a neighborhood with almost draconian rules. I have adapted my stance because I see the value in maintaining insurance over common areas, for example. I just moved into an HOA neighborhood, but the rules are fairly sensible, and I fully intend to get on the board and further defang it at the earliest possible opportunity.