'lol your car is always in the garage, must cost a fortune'

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Current Events » 'lol your car is always in the garage, must cost a fortune'
Anyone else like to buy bangers and absorb the additional maintenance required because it's evidently and obviously far cheaper on average?

I was just getting roasted in the office because my car cost me $1200 this year so far in repairs.

Bitch...that's like 2-3 monthly loan repayments for you...
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God no.

I need a reliable car. With a banger, you're just waiting for the next repair bill and the arseache of not having your car for a week.
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My neighbor when I was in high school had a Jaguar that I never saw actually leave the garage for like 6 years.
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pinky0926 posted...
Anyone else like to buy bangers and absorb the additional maintenance required because it's evidently and obviously far cheaper on average?

I was just getting roasted in the office because my car cost me $1200 this year so far in repairs.
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A car loan is usually five or six years. If you're taking care of it, it should be able to last you 15 plus easy, and if it was well maintained from being new you won't need to do any major work for at least a decade. So you shouldn't really be comparing your $1,200 this year to the monthly payments of a new loan. You should be comparing it to the average cost over the duration of a good car's lifetime which includes that 10 years or so where all you really need to do is change the oil and keep an eye on the filters and brakes. The mistake is in thinking that other people are perpetually paying an auto loan while you're constantly buying and repairing beaters, but in practice the person paying that loan is going to have it paid off relatively early into the cars life cycle and will be paying nothing for the vast majority of their time owning it outside of repair.
"History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz
Fuck no.
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Nah, it's too much of a headache, and I want to feel safe on the road. I get something reliable but not luxurious.

I'll admit I'm shocked about how much that cost today though. Just checked and the used car I bought a few years back is worth the same despite the added years and mileage.
You can't go back and change the beginning, but you can start where you are and change the ending.
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My car is always in my garage because I have one.

The shitty thing is that I broke the passenger side mirror pulling out.

"While you were wasting your time castrating a priceless antique, I was systematically feeding babies to hungry mutated puppies!" -The Monarch
It took me a while to realize you meant "the mechanic" and not "the place you park."
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No thanks. I've had a car that broke down a lot. Not worth the headache of having to frequently cancel or postpone plans because you're waiting for a tow truck.
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Depends on if you have reliable transportation during the times when the car is being repaired.
The middle ground though is having a reliable car that you end up keeping for a long time.

Considering many people like to constantly be getting new cars, so they never really experience the time period where the loan is paid off, you're partly right about people blowing too much money on cars.
But like Sonic mentioned, getting a decently priced car but actually keeping it for a long period of time is probably the way to go.

I got a new car for the first time ever 5 years ago. It's paid off and I have no interest at all in getting anything else for a very long time
Trump is pursuing a chaotic far-right overthrow of existing US government norms and checks and balances, trying to destroy our way of life.
Im 49 and on the 3rd vehicle of my life. Only got rid of my first truck in 2004 when I bought my house and needed 4 wheel drive and something more equipped for winter driving as I moved out to the country away from work. Kept my 2nd vehicle until 2013 when I was in an accident and it was totaled. Im still on the truck I bought then.

1st vehicle was used from a farmer and in great shape. Last two were new. In 33 years of driving Ive only ever had a single failure that needed fixed and cost money. $300 for a blower for my heat/ac fan. Thats it.

To me a used vehicle is perfectly viable but a piece of shit that always needs repairs? Nah fuck that. I want reliability. Especially in a place that hits -30 or worse in the winter and for someone who lives in the middle of cornfields and cow pastures in farm country. Big difference between breaking down in a big city compared to out in the middle of nowhere. I have the disposable income so Im opting for reliability. Sure a fluke can happen but Ill take my chances with buying new and taking care of it vs buying a shit box.
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Since many 3 year old cars now barely cost any less than a new one, getting a new car and keeping it 10+ years may actually be more financially sound than constantly buying used cars. That said, if you can't avoid the temptation of constantly changing your car you are probably better off buying used or even leasing.
We all live in a Yellow SUV! a Yellow SUV!
We bought a used EV before the federal tax credit expired in September. After the federal and state tax credits, we got a 2022 with only 17,000 miles for about $15,000. No maintenance, no big car payment, and way cheaper to use the gas guzzlers.

So many people lease EVs that you can usually find really good deals on used EVs.

Jeremy517 posted...
We bought a used EV before the federal tax credit expired in September. After the federal and state tax credits, we got a 2022 with only 17,000 miles for about $15,000. No maintenance, no big car payment, and way cheaper to use the gas guzzlers.

So many people lease EVs that you can usually find really good deals on used EVs.

Did you already have a level two or three charger available in your home? My understanding was the default wall outlet charge takes something like 24 hours and you need to drop another 10 grand or something for a level 2 charger if you want to get your charge time down to 4 or 8 hours or something like that.
"History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz
s0nicfan posted...
Did you already have a level two or three charger available in your home? My understanding was the default wall outlet charge takes something like 24 hours and you need to drop another 10 grand or something for a level 2 charger if you want to get your charge time down to 4 or 8 hours or something like that.

Depends on the car but a regular 15A outlet can give you like 3-5 miles per hour or something. I actually lived with just this level 1 charger for like 2 years.

A level 2 wall charger allows you to do a 0-100% charge in that 4-8 hours, but it costs nowhere close to 10k for most houses. Multiple options really

  • You really just need a 240v outlet. So if you have something like a dryer outlet close to your garage, you're actually already set!
  • If you don't have a 240v outlet, you need to install one and difficulty depends on wiring in your house. My electric panel is on the outside wall of my garage. So I just poked a hole through the wall and attached the wires directly to an open slot in my panel. It costs less than $30 for a 60A breaker, less than $20 for 10 feet of I think 8 awg wire.
  • If your panel is far from your garage you'd need to route the wiring around/through the house to make that connection and that could be expensive. But I'm thinking like a few hundred dollars.
  • Worst case is if you're on something like a 100A outlet in an older house and you need to upgrade to something like a 200A panel because you want the fastest level 2 charger speeds.


Honestly, the most expensive part is having an actual electrician do the work...I wasn't going to pay one $300 just to add less than 10 feet of wiring*

And the level 2 charger itself is going to be $200-$400 depending on what you get.

*You should probably have a certified electrician do wiring work in which you're doing high voltage/current. It's also probably a requirement based on local ordnances to have it done by an electrician and certified by your city.
Trump is pursuing a chaotic far-right overthrow of existing US government norms and checks and balances, trying to destroy our way of life.
While the car is 'in the garage' find out what it takes to make it reliable. Then you pay that amount or you buy a car that is going to work.
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s0nicfan posted...
Did you already have a level two or three charger available in your home? My understanding was the default wall outlet charge takes something like 24 hours and you need to drop another 10 grand or something for a level 2 charger if you want to get your charge time down to 4 or 8 hours or something like that.

We just use a standard outlet for now. We don't put many miles on it most days so that is enough. On days where we do drive a lot, we make up for it over the next day or two.

Chargers are usually not that expensive though (depending on how your garage is set up probably). We can get a L2 charger for a little over $1300, plus our power company offers rebates based on income level. Everyone is eligible for $300 and then people can get up to $800 more if their household income is below a certain amount. We're going to do that in January. Check with your power company to see what incentives they offer.

There's one factor these types never consider.

They think they paid $38k for their car because the sticker said $40k and they talked the salesman down. But they're not counting the $8k they're paying in interest.

If I understand microeconomics as well as I think I do, used vs new probably work out about the same in raw price per month/mile, when you consider one depreciates more and the other costs more in maintenance/repairs.

But your goofball ass decided to pay an extra $8k above the accepted offer, because you secretly enjoy making the rich richer I guess.
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ReturnOfDevsman posted...
There's one factor these types never consider.

They think they paid $38k for their car because the sticker said $40k and they talked the salesman down. But they're not counting the $8k they're paying in interest.

If I understand microeconomics as well as I think I do, used vs new probably work out about the same in raw price per month/mile, when you consider one depreciates more and the other costs more in maintenance/repairs.

But your goofball ass decided to pay an extra $8k above the accepted offer, because you secretly enjoy making the rich richer I guess.

People have car loans for used cars also though
Trump is pursuing a chaotic far-right overthrow of existing US government norms and checks and balances, trying to destroy our way of life.
emblem-man posted...
People have car loans for used cars also though
Sure, some do. And some don't have loans for new ones. Debt should be the deciding factor, rather than used vs new.
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Managing apartments and watching the parking lots taught me that car dudes never have working cars.
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Jerry_Hellyeah posted...
Managing apartments and watching the parking lots taught me that car dudes never have working cars.

Had a neighbor like that once. Always bought beater project cars, constantly worked on them, and they never really where reliable.
We all live in a Yellow SUV! a Yellow SUV!
it is never cheaper or better to have a vehicle that constantly needs repairing lmfao

what dumb fucking logic is this

you're paying the dwindling worth of the car every other month to keep it running
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ConfusedTorchic posted...
it is never cheaper or better to have a vehicle that constantly needs repairing lmfao

what dumb fucking logic is this

Is it really that dumb? He's just saying he'd rather spend 1k a year repairing the car, than paying x hundred a month for something newer.

The need for reliability and cost of the beater or reliable car is where it does or doesn't make sense for people I think.

I think the middle ground is just buying a cheaper used car and planning on holding that for like 10+ years
Trump is pursuing a chaotic far-right overthrow of existing US government norms and checks and balances, trying to destroy our way of life.
Honestly though, wouldnt that be the life? Its like, I'm not much into One Piece, but being a One Piece fan must be fucking awesome with the endless amount of stuff.

It would be so so amazing to get anything out of working on my car. I'd rather the thing blow up with me in it than get on the ground to work on it.
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emblem-man posted...
Is it really that dumb? He's just saying he'd rather spend 1k a year repairing the car, than paying x hundred a month for something newer.

The need for reliability and cost of the beater or reliable car is where it does or doesn't make sense for people I think.

except it's not 1k a year to repair it

it's that much every time, needing to be fixed multiple times a year
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ConfusedTorchic posted...
except it's not 1k a year to repair it

it's that much every time, needing to be fixed multiple times a year
Updated my post but to be clear I didn't actually agree with TC. . I think there's a better middle ground. I just don't think TC's point is particularly "dumb"
Trump is pursuing a chaotic far-right overthrow of existing US government norms and checks and balances, trying to destroy our way of life.
ConfusedTorchic posted...
it is never cheaper or better to have a vehicle that constantly needs repairing lmfao

what dumb fucking logic is this

you're paying the dwindling worth of the car every other month to keep it running
A vehicle isn't an asset. It's a consumable. The important figure here is the cost, not its value.
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Never buy a jeep if you dont want to make a ton of repairs.
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I just spent $2500 getting my AC repaired which is the total trade-in value for my car lol. But mechanically it's still in good shape and I plan to drive it a few more years at least so it's worth it in my mind.
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emblem-man posted...
Is it really that dumb? He's just saying he'd rather spend 1k a year repairing the car, than paying x hundred a month for something newer.

The need for reliability and cost of the beater or reliable car is where it does or doesn't make sense for people I think.

I think the middle ground is just buying a cheaper used car and planning on holding that for like 10+ years
What happens when your car breaks down at an inconvenient time?
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https://www.nerdwallet.com/auto-loans/learn/average-monthly-car-payment

The average monthly car payment is $749 for new cars and $529 for used.

I've maybe averaged $600 a year for the past 8 years on some kind of non maintenance repair or replacement part (not including stuff like tires or brake pads) which doesn't come close to the average monthly payment over the course of a year.
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eggcorn posted...
What happens when your car breaks down at an inconvenient time?


emblem-man posted...
The need for reliability and cost of the beater or reliable car is where it does or doesn't make sense for people I think.

Trump is pursuing a chaotic far-right overthrow of existing US government norms and checks and balances, trying to destroy our way of life.
emblem-man posted...

It still doesn't make sense with the cost of labor.
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In a rare instance where my car needs to be in the garage and I cannot secure an alternative ride to somewhere I need to be, I'd Uber.

If I wasn't working remotely, I'd rent a car for the duration.

Those costs would still be far lower than the average monthly car payment over the course of a year
Advice from a dryer: Open the door to amazement. Don't shrink from your true calling. Accept life's wrinkles. Avoid overload. Reach into mystery!
Does having a regular rotation of beaters increase your car insurance rates? That's another thing to consider in total cost.
"History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz
s0nicfan posted...
Does having a regular rotation of beaters increase your car insurance rates? That's another thing to consider in total cost.

A financed car will have a lein on it so you will need to have a full coverage insurance policy. This might vary per state but it's required in mine.
Advice from a dryer: Open the door to amazement. Don't shrink from your true calling. Accept life's wrinkles. Avoid overload. Reach into mystery!
I don't know anything about fixing cars so any issues would require a mechanic and leave me stuck for days without a car. I prefer reliability. That's far more valuable to me.

Next week on Reviewing Men's Restrooms with Corey Feldman, we'll be checking out the restrooms at the Home Depot on 4th street. It's gonna be wild!
The big brain move if you have a fully paid off vehicle is to set aside a percentage of what a car payment would be each month into a high yield savings account. Once the cost to repair your current vehicle is more than it's worth, breaks down too frequently, etc, you buy a reliable replacement vehicle in full cash and repeat the cycle.
Advice from a dryer: Open the door to amazement. Don't shrink from your true calling. Accept life's wrinkles. Avoid overload. Reach into mystery!
There's maybe a false dichotomy being presented here. You're not either choosing a cheap car that breaks down every 3 months or an expensive car that costs you 800 a month in car repayments and never breaks. The discerning buyer probably wants something sub 60k miles on the clock that's a couple of years old that they can buy outright.
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pinky0926 posted...
There's maybe a false dichotomy being presented here. You're not either choosing a cheap car that breaks down every 3 months or an expensive car that costs you 800 a month in car repayments and never breaks. The discerning buyer probably wants something sub 60k miles on the clock that's a couple of years old that they can buy outright.

Yeah I'd agree. My mom needed a new vehicle last year and she got a 2014 Ford Focus around 110k miles on it for under $8000. No issues nearly a year later
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Whats the year, make, and model of your car pinky? Oh, and the mileage.
I'd done took to drinkin' and whorin' till hell wouldn't have me.
es289408 posted...
Whats the year, make, and model of your car pinky? Oh, and the mileage.

2013 skoda superb estate, bought it with 145k on the clock, now done 160k. I love this car.
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I dont think thats a beater. I drive a 2008 impala, but I also have a 2003 lesabre and a 96 park Avenue, theyre all great cars
I'd done took to drinkin' and whorin' till hell wouldn't have me.
pinky0926 posted...
2013 skoda superb estate, bought it with 145k on the clock, now done 160k. I love this car.
That's definitely not a banger. Unless it was used as a taxi, then maybe.

Skoda make solid, reliable cars (I had a Fabia for a bit and never had a problem). It's just going to be expected wear and tear.
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Current Events » 'lol your car is always in the garage, must cost a fortune'
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