What do you use to budget?

Board 8

Board 8 » What do you use to budget?
Bartzyx
07/02/2019
09:03 PM
#1
How do you budget your money? - Results (35 votes)
Intuit Mint
2.86% (1 vote)
1
You Need a Budget (YNAB)
0% (0 votes)
0
Quicken
0% (0 votes)
0
Other budgeting/finance software
0% (0 votes)
0
Microsoft Excel
14.29% (5 votes)
5
Other spreadsheet software (Google Sheets, Calc, etc)
5.71% (2 votes)
2
Pen(cil) and paper
2.86% (1 vote)
1
Text editor or word processing software
5.71% (2 votes)
2
Something else! (please share)
5.71% (2 votes)
2
I do not budget.
62.86% (22 votes)
22
If I left something significant off here, let me know. Curious to see what other people here use.
The King is dead.
"The general space can always succeed to succeed. He is very deceitful."
TomNook
07/02/2019
09:06 PM
#2
My brain
Bells, bells, bells!
mnkboy907
07/02/2019
09:07 PM
#3
I dunno we just look at our checking account/credit card balances and decide if we can afford something?
Change is weird.
ninkendo
07/02/2019
09:09 PM
#4
TomNook posted...
My brain
https://imgtc.com/i/iJnhdkc.gif
https://imgtc.com/i/j45EVGx.png
ninkendo
07/02/2019
09:10 PM
#5
My Dad did try to get me into using one of these and I did try Quicken for like 6 months

but not for me maybe if I made more money it would be useful
https://imgtc.com/i/iJnhdkc.gif
https://imgtc.com/i/j45EVGx.png
XIII_rocks
07/02/2019
09:12 PM
#6
I use the notes on my phone and do it in my head

It's fairly easy since I don't have a huge amount of different expenditures
Not to be confused with XIII_Stones.
NFUN
07/02/2019
09:15 PM
#7
ninkendo posted...
TomNook posted...
My brain
Video Game Music Contest 14 winner: Terraria Calamity - Scourge of the Universe
Reg
07/02/2019
09:16 PM
#8
I used a spreadsheet and tracked every penny for like three months

realized my income was significantly greater than my spending

Quit bothering to formally track anything
Arti
07/02/2019
09:18 PM
#9
NFUN posted...
ninkendo posted...
TomNook posted...
My brain
http://backloggery.com/articuno2001/sig.gif
Panthera
07/02/2019
09:20 PM
#10
I spend money until my accounts are all empty, then wait for the next paycheck
Meow!
SmartMuffin
07/02/2019
09:29 PM
#11
lol, what am I, poor?
SmartMuffin - Because anything less would be uncivilized - https://imgur.com/W66HUUy
http://dudewheresmyfreedom.com/
Nrrr
07/02/2019
09:40 PM
#12
I have like a notepad file that I keep track of my debts/any regular payment I make every month just for my own information, but I don't really keep track of non regular payments.
SantaRPidgey
07/02/2019
10:05 PM
#13
Mint is really useful but my bank doesn't sync with it anymore. I usually put away an extra 100-300 bucks a month when I use it.
werd
turbopuns3
07/02/2019
10:08 PM
#14
People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"
ninkendo
07/02/2019
10:13 PM
#15
I don't actually budget but also I live comfortably
https://imgtc.com/i/iJnhdkc.gif
https://imgtc.com/i/j45EVGx.png
turbopuns3
07/02/2019
10:14 PM
#16
I don't actually budget but also I live comfortably.
RPGlord95
07/02/2019
10:17 PM
#17
I send all my money to Bartz and everything seems okay
Whiskey Nick on his cell phone
"Every man's heart one day beats its final beat." -Warrior
Yao
07/02/2019
10:32 PM
#18
Pen and paper. Really though what fluctuates? Mortgage, car payment, utilities and groceries are generally the same every month so it's not worth keeping track of
turbopuns3
07/02/2019
10:36 PM
#19
Yao posted...
what fluctuates


Can I ask your age and home country?
Haste_2
07/02/2019
11:02 PM
#20
I just have a small budget each month which I use to spend on things for fun. I don't bother with including bills or extraordinary expenses in my budget since I make (a little bit) more than I spend.
Congrats to Advokaiser on pwning me in CBX!
#21
Post #21 was unavailable or deleted.
turbopuns3
07/02/2019
11:08 PM
#22
UltimaterializerX posted...
I use my accountant and my lawyer.


Pretty sure this answer has been covered if you read for detail.
Yao
07/02/2019
11:13 PM
#23
turbopuns3 posted...
Yao posted...
what fluctuates


Can I ask your age and home country?


Fluctuations beyond what you can afford like nothing is ever the exact same eas my point. Why bother keeping s tab on groceries if apples go up 2 cents then ground beef is on sale your bills always change a bit you need a 10% window all the time beyond money out away in savings.
NowItsAngeTime
07/02/2019
11:28 PM
#24
I'm generally conservative with money and once I get close to my paycheck every 2 weeks is where I REALLY just slow down even more.
Some ISFJ guy who likes fighting games and visual novels a lot. Started learning Japanese.
List of all my Fighting Game Mains: https://imgur.com/znNVNi9
Vlado
07/03/2019
03:55 AM
#25
TomNook posted...
My brain

/topic
Blitzball fan? Try Captain Tsubasa II (in English) for NES!
Best game reviews: http://betweenlifeandgames.com
Snrkiko
07/03/2019
04:14 AM
#26
my guilt
...Snrk.
And theeen, we do stuff like, 'Persona!' with our Personas and beat the crap outta Shadows...
azuarc
07/03/2019
08:45 AM
#27
TomNook posted...
My brain
Video Game Music Contest 13 winner: Ar Nosurge - CLASS::EXSPHERE_NOSURGE;
azuarc
07/03/2019
08:47 AM
#28
turbopuns3 posted...
People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"

Depends on how rigidly you want to define budgeting. I don't track expenses in an ultra precise fashion, but I have a very low income situation and I get by simply by not spending money I don't have.
Video Game Music Contest 13 winner: Ar Nosurge - CLASS::EXSPHERE_NOSURGE;
neonreaper
07/03/2019
08:50 AM
#29
Pen and paper - I use a light colored construction paper (different color for each month) and a sharpie. For me it helps add emphasis to my good and bad decisions when I have to write it out.

I also write the "6 month plan" and the "1 month plan" on each month, so I can see where I'm at.

I found that the "I don't budget but I live comfortably" years involved a lot of waste. That lead to bad habits. Once I started better tracking, I found that I could spend considerably less on dining out and Christmas presents and my life wasn't any worse or less comfortable. Being ahead of schedule became the new "being on schedule". It was a bit stressful at first.

My girlfriend uses excel. She has more natural great habits in terms of finances than I do.
Donny: Are they gonna hurt us, Walter?
Walter: No, Donny. These men are cowards.
Waluigi1
07/03/2019
08:53 AM
#30
Snrkiko posted...
my guilt

I like this answer.
PSN, and GT: Waluigi1
Switch FC: SW-6848-3841-9099
Steiner
07/03/2019
11:43 AM
#31
turbopuns3 posted...
People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"


why would anybody be afraid to say that
Advokaiser makes me feel eternal. All this pain is an illusion.
LOLIAmAnAlt
07/03/2019
11:59 AM
#32
I tried ynab a few years ago.
It lasted 2 or 3 months and basically just turned into a log of reciepts.
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greengravy294
07/03/2019
01:55 PM
#33
I have my lawyer, Drakeryn, run my estate
https://imgur.com/a/LEqiW
https://imgur.com/iXHxhET
turbopuns3
07/03/2019
06:01 PM
#34
Steiner posted...
turbopuns3 posted...
People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"


why would anybody be afraid to say that


Idk I was drinking at the time
WickIebee
07/03/2019
06:07 PM
#35
Arti posted...
NFUN posted...
ninkendo posted...
TomNook posted...
My brain
I'll just go back to gifs. Not like the winner was gonna click my topic.
https://imgur.com/SXyi7uX
Grand Kirby
07/03/2019
08:43 PM
#36
Notepad and a calculator
Okay, I rolled a 14. What's that mean? Hsu
That you're a cheater. This is a 12-sided die. Chan
Steiner
07/04/2019
04:54 AM
#37
turbopuns3 posted...
Steiner posted...
turbopuns3 posted...
People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"


why would anybody be afraid to say that


Idk I was drinking at the time


this board needs more honesty like this
Advokaiser makes me feel eternal. All this pain is an illusion.
Nrrr
07/04/2019
04:55 AM
#38
Grand Kirby posted...
Notepad and a calculator


fuck yeah im not the only notepad weirdo
Bartzyx
07/04/2019
01:32 PM
#39
is that a notepad or Notepad
The King is dead.
"The general space can always succeed to succeed. He is very deceitful."
MZero11
07/05/2019
01:18 AM
#40
I use an app on my phone called iSaveMoney or something

when I remember to use it anyway!
MZero , to the extreme
Listen to Advokaiser's bracket, this may be our last chance
Surskit
07/05/2019
01:59 AM
#41
I usually just make sure to save a specific part of my monthly salary as soon as I receive it. I'm not a huge spender so it's never really a problem.
.-#Elements of Water#-.
Uglyface2
07/05/2019
05:54 AM
#42
I've got a Minit account, but the site keeps having problems accessing my accounts so I just don't bother with it. My usual approach is to use a pen and paper, and sometimes bring in Excel if I need to do longer-term planning.
5tarscream
07/05/2019
12:54 PM
#43
My wife.

Hey look at this. We should get one/go here/do this....

No.
CoolCly
07/05/2019
01:04 PM
#44
I use Mint and it's extremely helpful. I used to do it in excel but it was too much work. Mint gives me all the data in very informative graphs for almost zero effort.

It does a good jobstarkly telling me how I'm eating out too much or I'm buying too many video games or I'm reloading my starbucks card too often or I've signed up for too many monthly subscriptions.

It's like MyFitnessPal with calories- when you have to actually look ati t and acknowledge the choices you make it helps you make better choices. I don't want to look at my mint graphs at the end of the month and be disappointed in myself.
The batman villians all seem to be one big joke that batman refuses to laugh at - SantaRPG
RPGlord95
07/05/2019
01:15 PM
#45
Look at this Bartz.
Isn't he neat
Whiskey Nick on his cell phone
"Every man's heart one day beats its final beat." -Warrior
Board 8 » What do you use to budget?