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TopicRandom Interesting Facts ITT #3
Norman_Smiley
05/03/23 9:45:14 AM
#193
Heartomaton posted...
https://gamefaqs.gamespot.com/a/user_image/5/1/4/AAcI8BAAEbFa.jpg

is that Kevin Smith behind the cow?

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Topicwhy is dental floss always in those TINY little containers
Norman_Smiley
04/28/23 1:41:32 AM
#14
Noumas posted...
I've actually been wondering about this. Heard of it for years but have never seen one in action and no dentist has recommended it to me yet

My dentist said flossing is much better, but using a water pick is much better than doing nothing.

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TopicWrestlers need stay away from the Ropes.
Norman_Smiley
04/27/23 11:16:37 AM
#9
Flipping is stupid too.

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TopicWrestlers need stay away from the Ropes.
Norman_Smiley
04/27/23 11:14:14 AM
#7
99% of stuff involving the ropes sucks. Throwing someone off the ropes should be rare. Brick Lesnar throwing Rey Mysterio against the ropes and he bounces off to a powerful clothesline? Ok, I get it. But Shawn Michaels throwing Undertaker off the ropes? No, it wouldnt happen. At best Taker would hold onto the ropes 9/10 times. And when he doesnt, it should be because Taker WANTS to bounce off and he is the one putting in the offense.

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Topicincel community is having a civl war
Norman_Smiley
04/26/23 5:40:31 PM
#27
Hoodroar posted...
Incels get mad about this due to the theory that if average guys bang ugly girls, then ugly guys won't have any women to go for.

Old ladies. Like 80 years old +

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TopicWhy don't eggs tell jokes?
Norman_Smiley
04/26/23 4:25:53 PM
#8
We got a lot of comedy-hens in here.

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TopicHow long until we get an anti-woke version of Disneyworld?
Norman_Smiley
04/26/23 3:56:29 PM
#15
The Creation Museum will pivot that direction when it runs out of biblical attractions.

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TopicReport: Disney suing Ron DeSantis
Norman_Smiley
04/26/23 1:08:56 PM
#35
lolife67 posted...
That doesn't make any sense.

Disney has only their self interest in mind, and corporate self interests rarely align with the public interests. And Desantis needs no support on his shit.

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TopicReport: Disney suing Ron DeSantis
Norman_Smiley
04/26/23 1:06:09 PM
#32
I feel like regardless of the outcome of this, somehow everyone loses.

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TopicWhy do nearly all states have 2 legislative houses?
Norman_Smiley
04/26/23 1:03:16 PM
#1
Nebraska is the only state with 1 legislative house. Why did 49 states just copy the feds?

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Topicis the Blue Beetle film expected to be good
Norman_Smiley
04/26/23 12:54:53 PM
#8
Blue Beetle to me has always been like the 12th man off the bench in basketball. If hes playing, its a blow out. The fans love him, but no one outside the die hard know him. I am hoping it does well enough to eventually get a blue beetle / booster gold movie. But that was Ted Kord. I dont know this blue beetle.

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TopicVice President Al Gore throws hat in ring for 2024 US presidential election.
Norman_Smiley
04/26/23 10:15:54 AM
#17
This would gift Trump the election.

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Topici wanna visit the pacific northwest
Norman_Smiley
04/26/23 1:54:47 AM
#14
Portland has really turned into a shit hole last 10 years.

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Topici wanna visit the pacific northwest
Norman_Smiley
04/26/23 1:49:13 AM
#11
The worst part is how short the days are in the winter and how long they are in the summer.

there are places you can avoid rain and clouds and the likes. Cant avoid the short days.

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TopicWhat do you think is the best film of the last 10 years?
Norman_Smiley
04/26/23 1:39:01 AM
#16
Fury Road

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TopicDid you think wrestling was real back in the 90s?
Norman_Smiley
04/26/23 1:35:59 AM
#12
I had a friend call me in a panic one Monday They just choppy choppy his pee pee! My friend told me frantically.

Im glad I was a WCW mark.

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TopicDo you actually like your job?
Norman_Smiley
04/26/23 1:25:57 AM
#15
I started a new job a week and change ago, really liking it so far. My manager is chill, Im liking my peers, my direct reports seem good, I get to spend time outside on site each week, lots of walking. Im trying not to get my expectations too high but this may be the best job Ive ever had. Learning a ton, too.

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TopicWho is the best fictional coach in film history?
Norman_Smiley
04/26/23 12:45:51 AM
#11
Chicken posted...
https://youtu.be/7I2-14y6-jM

another one i considered. Ultimately I figured his downsides (being a push over and shit on for 30 years) are big enough his ability to create one off amazing gadget plays don't overcome that.

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TopicWho is the best fictional coach in film history?
Norman_Smiley
04/26/23 12:44:19 AM
#10
Questionmarktarius posted...


I'm changing my vote to R. Lee Ermey in Saving Silverman

I do not remember him at all in that movie.

MabusIncarnate posted...
Al Pacino as Tony D'Amato in Any Given Sunday. That game of inches speech is top tier.

I almost included him but it seems like not many people have seen that movie, or at least don't remember it.

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TopicWho is the best fictional coach in film history?
Norman_Smiley
04/26/23 12:31:43 AM
#4
Questionmarktarius posted...
Hayden Fox

As far as I am aware, he was small screen only, no movies.

BuzzKilljoy posted...
I was just happy you had my guy Jimmy McGinty. Thought I'd have to write it in.

The Replacements is one of my favorite sports movies and makes all my sports related topics, where it fits in.

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TopicWho is the best fictional coach in film history?
Norman_Smiley
04/26/23 12:17:49 AM
#1
Topic










Characters sharing the name of a real life coach aren't eligible, sorry Hoosiers, and this is movies only. Sorry Ted Lasso and Eric Taylor.

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TopicBeing an office worker in Japan must be really nice
Norman_Smiley
04/25/23 10:59:40 PM
#45
RuneterranSnap posted...
Man this kind of fetishism is incredibly creepy

I was just wondering if there is a point where racial fetishization turns racist, and if so, how far past that point TC must be.

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TopicAsk me anything about Orcas, the apex predator of the sea.
Norman_Smiley
04/25/23 2:43:48 PM
#9
How many orcas would it take to kill a healthy, full grown blue whale?

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TopicMortgages for homebuyers with good credit will cost more starting May 1st
Norman_Smiley
04/25/23 2:38:24 PM
#39
Questionmarktarius posted...
So it's been meaningless feel-goodism this whole time, huh?

That wasnt my take from it. FHA loans are generally meant for marginal first time owners. But you cant be over qualified for them.

Some borrowers use them strategically for reasons that are legal but not really the intent of the loan. E.g. buying places 3.5% down, doing the minimum residency requirements, and then selling or renting out, only to do it again, rather than moving onto conventional loans like most 2nd time owners would.

These borrowers also represent a unique risk profile the more typical borrower doesnt, mostly because they are viewing it as an investment rather than a long term home.

This move will push more well qualified borrowers into conventional loans. The flippers / investors will continue to use these loans, and pay slightly more.

And some high credit score low wealth borrowers will also pay more. But they will refinance into conventional 3-5 years into owning the place, so impact to them is still marginal, IMO.

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TopicMortgages for homebuyers with good credit will cost more starting May 1st
Norman_Smiley
04/25/23 2:01:39 PM
#28
I asked my realtor about this and he was saying its mostly belong out of proportion.

His understanding is this knit applies to FHA loans. Those loans are as low as 3.5% down, require PMI for the life of the loan. Well qualified borrowers already go for conventional loans generally. Some high credit buyers do strategically use FHA loans because of the low down payment. This is really intended to just make the loan either less preferable to those already well qualified borrowers, or to get a bit more out of them.

So if you are conventional or VA, ignore it.

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TopicSo is the war in Ukraine going to go on forever or what?
Norman_Smiley
04/25/23 1:50:28 PM
#26
For complete victory / defeat, one side needs to basically be out of equipment. Artillery guns and shells, anti-tank and anti-aircraft, tanks, planes, trucks and trains for logistics, rifles and ammo. If it gets to the point Russia has zero reserves and only resupply is newly produced equipment, they be fucked. If Ukraine is cut off or NATO slow down significantly, Ukraine be fucked.

most likely something other than total victory / defeat will happen. Borders will be different from pre-2014 and from 2022.


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TopicWas Tucker Carlson fired for being a pedophile?
Norman_Smiley
04/25/23 12:28:36 PM
#17
I feel like TC was making a joke about how Tucker would ask inflammatory questions to put stuff in the kind of the listener.

Maybe Im over reading it.

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TopicIs it worth it to pay off collections debts to collections companies?
Norman_Smiley
04/25/23 12:20:12 PM
#16
If its a collection agency odds are they bought the debt and have no records to prove TC owes what they claim. Chances of a judgment are quite low for the age of the debt, as I understand it.

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TopicPeople in 2017 were saying bitcoin was going be worth 1m in 10 years
Norman_Smiley
04/25/23 1:14:05 AM
#3
They meant the market cap. It will get there


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TopicIs it worth it to pay off collections debts to collections companies?
Norman_Smiley
04/25/23 1:12:26 AM
#3
Id its been 6 years no way, I think at 7 they cant collect anymore.

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TopicITT: we make up shitty isekai titles.
Norman_Smiley
04/25/23 12:16:33 AM
#16
Oops, I did it again! My second time living as a pop star

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TopicITT: we make up shitty isekai titles.
Norman_Smiley
04/25/23 12:09:35 AM
#10
I woke up in another world and all I have is an infinite supply of viagra.

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TopicDid Trevor Noah create any stars as the host of The Daily Show?
Norman_Smiley
04/24/23 7:01:47 PM
#6
Tyranthraxus posted...
Was it really Jon Stewart doing that? Weren't a lot of his guests from SNL?

SNL is like the most major pipeline from nobody to stardom in the country.

In Living Color did it with their original cast but they weren't able to get good replacements where as SNL keeps managing to find new talent.

I might need to do some deep digging when I get home.

I thought the daily show created most of them, but a list I just read included Olivia Munn as someone Jon created, but she was already popular from that video gaming show. So that made me question some others.

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TopicDid Trevor Noah create any stars as the host of The Daily Show?
Norman_Smiley
04/24/23 6:55:47 PM
#3
So why is that? I stopped watching with Noah but I heard everyone was generally happy with his ratings. It still seems like a show where wacky personalities could shine.

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TopicDid Trevor Noah create any stars as the host of The Daily Show?
Norman_Smiley
04/24/23 6:35:05 PM
#1
In 16 years Jon Stewart kick started at least a dozen good careers in Hollywood. Did Trevor Noah elevate anyone in his 8 years as host?

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TopicYou get 8TB of storage. What do wit it?
Norman_Smiley
04/24/23 6:27:59 PM
#8
Amateur and pro-am porn

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TopicAaron Rodgers has been traded to the Jets
Norman_Smiley
04/24/23 6:27:13 PM
#10
Im surprised packers are having to send a first with Rodgers.

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Topicthe truth about chill02
Norman_Smiley
04/24/23 6:19:41 PM
#20
Pretty sure his steam ID is chill02 if you want to reach out.

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Topicthe truth about chill02
Norman_Smiley
04/24/23 6:17:00 PM
#17
I thought he was doing the leaking himself to stir up shit because he was really disliking this place?

i still talk with him on steam. Hes doing way better. Lost a lot of weight, has had a good career a couple of years now and is actually dating now.

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Topic$10m, but the best outcome you can get when you die is Heck.
Norman_Smiley
04/24/23 6:10:58 PM
#2
How does heck compare to hfil?

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TopicColumbo is a great show but man the episodes have really varying quality.
Norman_Smiley
04/24/23 6:09:37 PM
#5
Just one more thing, TC.

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TopicAre you saving enough money for retirement?
Norman_Smiley
04/24/23 4:44:44 PM
#60
DeepFriedSquid posted...
You're killing it

Are duplexes/tri/quads worth it still? In my area I can't seem to make the 1% rule work so I've never tried

Its always been a saying but anymore it is especially true, all real estate markets are local.

place i am buying was under $700k. It is actually a split level with full kitchens on both floors and then a living area above the garage.

During my inspection, realtor and inspector were guessing first floor - $1600-1800 a month. 2nd floor - $2000-2200 a month. Ill live here. Above garage unit - has a half bath, so needs plumbing work for shower and a mini washer dryer, but then its $1200-1500 a month.

all levels have water views. Bottom floor is only like a 100 degree view, 2nd floor is like 240 degree view, and the above garage has like 120 degree view of water from the living room and 140 degree view of the mountains from the bedroom.

I ask put 50% down because I sold my previous house for a good return.

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TopicAre you saving enough money for retirement?
Norman_Smiley
04/24/23 4:22:32 PM
#58
Retirement is going to be awesome. Im 40 now.

401k and Roth IRA over $600k combined

emergency fund, other stocks, CDs over $200k

House is basically triplex I close on in May. I should be able to rent the two lesser units for $2800-3000, my mortgage is $2550. I plan to pay it off in 10 years.

I work the the government, if I make it to 50, pension will be like $3000 a month. If I make it to 60, 4500 a month.

And whatever is in social security.

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TopicHow are democrats supposed to hold republicans accountable?
Norman_Smiley
04/24/23 12:29:29 AM
#6
by having a popular enough platform that they win super majorities in both houses and presidency.

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TopicSo what type of firearm should I buy?
Norman_Smiley
04/23/23 12:48:06 PM
#11
Hmm, in that case any plans to ever concealed carry (legally of course)? If not, go for a larger gun. A rock island armory 1911 can still be bought for under $500 (before taxes). A lot of it is aesthetic, honestly. What do you think looks cool? Avoid Hi-Point (imo, some will disagree).

i think a few Glocks are available under $500.

there are a few revolver options, but Id want at least $800 to be satisfied with a revolver now, I think.

but figure out what you like the looks of and then go hold a bunch and see how they feel in your hand and then just know the brands to avoid. Like 95% of gun manufacturers are really good. A few make cheap shit, pretty much everything else is reliable if handled and maintained properly.

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TopicSo what type of firearm should I buy?
Norman_Smiley
04/23/23 12:07:48 PM
#7
Do you have anywhere nearby to go trap or skeet shooting? That is the most fun shooting IMO, but its not cheap ammo. Well, seems like no ammo is cheap anymore, but its around $.50 a shell and you do 50 targets in a round, normally a few rounds. And some places require you use break action so you sometimes need a rather specific shotgun.

but its by far the best IMO.

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