Lurker > DoctorVader

LordBalor4 posted...

Hahaha I am acting defensive while you are making posts about "raining on my parade"? You are one of those "I gotta always be right types" arent you? This is such a stupid argument lol.

Well, I said that because you were acting like it's a hard card to get and I cleared it up. I just said it to not come off as dick in case you got salty over it, which you did.

LordBalor4 posted...

And you got the gold card on a minimum wage job? Sounds to me like you WERE trying to project a status, because there is zero chance you could justify the fee on that level of income. xD

Status? What? They're just charge cards that anyone with above 600 can get. Even young people. Just because there's a fee doesn't mean much when benefits pay for it. You have some fucked up perceptions dude.

It used to come with a free $200 Amazon gift card and the spend bonus was something like $600 in statement credits for a $1k spend. Plus the first 2 years were free and I paid the third year and got rid of it.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

LordBalor4 posted...

Hahahahaha your "years of churning experience" don't impress me.

I wasn't trying to impress. I was saying that when you have experience dealing with a whole group of people that are dedicated to credit cards, you see that it's very easy to get. Even the data proves this.

LordBalor4 posted...

Why are you so butthurt?

What? Why would you think I'm butthurt when I'm trying to clear up misconceptions? Projecting?

LordBalor4 posted...

Have to always be right 100% of the time?

What? Sounds like you're arguing losing points. I'm just correcting things. My entire OP was to help @MrK3V realize that these are not some hard to get fancy cards and that if he applied, he'd likely get it right away.

Even bluemonk is a testament since he was able to rack up like 15 cards that are actually hard to get in under a year with like a 640 credit score when he started and with like 700 now.

LordBalor4 posted...

Charge cards do have higher credit requirements

No, they don't. Did you read the link? Literally the link is basically saying that, contrary to popular beliefs, here's actual collected data.

LordBalor4 posted...

but they are still easy to get for anyone with a job who isnt financially illiterate. As I already said, these cards dont mean anything and I see no point arguing over something so pointless lol. I like the perks and they will make my trips more enjoyable.

So why are you arguing and acting so defensive? And yeah, I had a minimum wage job when I first got the card, so basically anybody working and with a year of credit history can get it.

650 credit scores are not excellent by any means.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

They're both desperate, but Comcast knew Disney is especially desperate. They started the bidding war and made Disney pay an extra $20 billion or so.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

LordBalor4 posted...

DoctorVader posted...

LordBalor4 posted...

Nah, their credit requirement for charge cards are higher than for their credit cards. Not like it really matters though. As long as you make decent money and pay your bills, you can get either.

Not really. I know people with 650s-680s that have those cards.

There's less risk involved for companies, so there's no reason it would be tougher than most cards.

https://milecards.com/6158/credit-scores-needed-for-the-best-mile-credit-cards-fresh-data/

LordBalor4 posted...

The only cards that really mean anything are Amex Centurion (Black Card), JP Morgan Palladium, and Amex Private Wealth-Branded Platinum cards.

That "mean anything" doesn't mean much to most people.

Card Approval
Charge cards are usually harder to get than credit cards. They do not come with a set spending limit per se, although the issues can cap your buying limit if it chooses to do so. For example, you shouldnt expect to buy a new car with a charge card. In addition, charge cards require excellent credit and a high income level. They are aimed at consumers who have the ability to spend large sums of cash. Credit cards, on the other hand, are aimed at consumers who want to buy now and pay later.
https://pocketsense.com/easier-approved-charge-card-credit-card-6531.html

Are Charge Cards Easier to Get?
Charge cards are generally harder to get approved for than most other credit cards. Since they come with no preset spending limit, issuers face greater risks putting a card like this in the hands of someone who does not have a solid track record of paying back debts they could potentially make many purchases which, when unpaid, the issuer becomes liable for. This is why charge cards, such as the American Express Premier Rewards Gold card, require excellent credit to obtain.
https://www.valuepenguin.com/charge-card-vs-credit-card-differences#easy-to-get

I don't know what you're arguing at this point.

I already showed you a link with the average scores of a good amount of people and what they came up with. Many credit cards were harder to get than those charge cards.

Your links don't have anything backing it up other than what this guy believes. Whereas the link I posted is recorded from other people and actually does show some charge cards being maybe 10 points higher, which I hope is not what you're nitpicking about.

I had a Gold card in fucking Sophmore year of college dude. The Platinum card is also easy as fuck to get and they're always sending out promos for that the most. The scores in that link are actually lower than even the Gold Rewards.

That set spending limit thing can actually go as low as $1000. Having that term there gives them way more leeway.

This thread has people saying the same.

https://ficoforums.myfico.com/t5/Credit-Cards/What-is-harder-to-get-approved-AMEX-Charge-Cards-or-AMEX-Credit/td-p/853610

That's odd. My first credit/charge card was the Green Card (I had just turned 19), although I called in to upgrade to Platinum within hours of receiving it (this was almost a year ago).

https://www.flyertalk.com/forum/american-express-membership-rewards/737914-charge-cards-hard-get.html

The whole charge card being harder to get is a myth and definitely not accurate especially with the Gold and Platinum cards. Sorry if I rained on your parade. When you're churning for years and hang around Slickdeals and Flyertalk, you realize just about anyone with even a basic credit score can get it.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

LordBalor4 posted...

Nah, their credit requirement for charge cards are higher than for their credit cards. Not like it really matters though. As long as you make decent money and pay your bills, you can get either.

Not really. I know people with 650s-680s that have those cards.

There's less risk involved for companies, so there's no reason it would be tougher than most cards.

https://milecards.com/6158/credit-scores-needed-for-the-best-mile-credit-cards-fresh-data/

LordBalor4 posted...

The only cards that really mean anything are Amex Centurion (Black Card), JP Morgan Palladium, and Amex Private Wealth-Branded Platinum cards.

That "mean anything" doesn't mean much to most people.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

MrK3V posted...

Nice TC

One day I hope to have some pretty good cards. I only just got a CC 2 years ago, but I've got some good credit already. 767. I've been looking at other cards recently. Obviously not yours, but its a step towards!

It's not hard to get charge cards like Amex GR or Platinum. Charge cards carry less long term risk.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Lol fuck GameStop.

Their stores were always shit especially with selling open gutted crap as new. Fine, I stopped going to the stores and stuck to the online store, which was oddly excellent.

Till they too started sending gutted copies online. I got 3 games in a row opened and never looked back after that. Even skipped the exclusives there because fuck them.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Arrested Friends
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Bump
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Wings are easier to grow than legs.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Sounds like an Eeveelution.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Veteran? He was still a newbie. They maybe skipped the first 6 months.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

I wonder if this is in response to Nas or to Kanye producing Nas's album.

Sad Watch the Throne Part 2 will never happen.

Anyway, listening to the album on Tidal. So far nothing special.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Bump
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

The actual answer is that there are 8, with a possible 9th Neptune sized planet very far off into the edges of the solar system. There's definitely something large tugging and causing the irregular orbit of Sedna.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

WonkyKong posted...

DoctorVader posted...

50%

50% of what?

The ones that don't feel so good would lose.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

50%
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Their E3 presentation was trash outside Smash.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Because he was pretty much a throwaway character who was resurrected through Batman TAS.

He used to be called Dr. Schivel in the 60s show but the whole cryogenics backstory didn't happen till TAS.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

C-Murder

Now there's a name I've not heard in a long, long time.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Listen to Final Countdown while playing Final Fantasy 7 and watching The Last Jedi.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Wat
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Comcast is desperate. They want to be back at number one again ever since Google and Disney overtook them as the largest media conglomerates in the world.

Fox is number 4, so it will throw both Disney and Comcast over Google.

They also don't want the MCU to be complete. By Comcast buying it, they have control over something Disney technically owns and it's a great bargain chip to get Disney to play nice alongside them.

The offer was rejected previously but the AT&T/Time Warner go ahead got them riled up again. They're also offering $2.5 billion for the breakup fee AND to pay the $1.5 billion fee Fox would have to pay Disney if they break it off.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

It's illegal in many areas to be in the left lane other than to overtake and pass.

Likewise, where it's not illegal, it's still standard driving etiquette to do that.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

It's a form certifying you weren't alive during WW2.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Have you really been far even as decided to use even go want to do look more like?
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Lost_All_Senses posted...

I keep seeing this meme used and it hasn't been funny to me yet >_>. What's it from?

The Last Jedi.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

I think with proper supervision, it would have definitely turned out better than TLJ. Then again, every Star Wars is better than TLJ.

If Episode 9 is another mess, I'm thinking Star Wars will be done for a while. Maybe concentrated to TV.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

He's in that new Progressive commercial.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Yes
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

You don't need to date high maintenance to know this. It's kind of common sense.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Would be nice if they have a hard mode that plays like the originals. This kiddy shit seems so depressing when so far, Kanto in 3D looks so fucking amazing. I'm so hyped, but not at the same time.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Yeah, I think it was pretty fucking weak outside Smash.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

http://www.astronomy.com/news/2018/06/supersize-me

Twice as wide as originally thought to be at 100k light years. Though the mass should relatively still be the same.

For reference the Andromeda Galaxy is 220k light years wide and contains an estimated 1 trillion stars.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

halomonkey1_3_5 posted...

just to clarify(for people who dont read articles): This is Time Warner, not Time Warner Cable (which is a separate company). Time Warner is a media company that owns CNN, HBO, TNT, Cartoon Network, etc.

Time Warner Cable does not exist anymore. They were bought by Charter and rebranded to Spectrum.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

The one where Al Gore was president.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Please Goku
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Wat
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Damn
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Fuck is this shit?
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Lol
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

"That was intense"
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Vegeta-sama
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

I figured Virgil was a virgin.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

McDonald's
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

They have Pokemon on GOG now?
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Were_Wyrm posted...

Do I need to watch oceans 1-7 to understand the movie?

Yes.
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor

Solo: A Star Wars Flop
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It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor