Well, the laziness and moral deservingness comes into play when you discuss why certain people are rich and certain other people aren't.
The alternative is to just attribute it all to random chance, which seems a little silly, particularly from a group of people who tend to pride themselves on belief in science and evolution and all that crap!
It's not random chance. You can predict a person's wealth pretty well by looking at:
1. Their parents' wealth (this is the most important factor)
2. Education
3. Willingness to take risks
4. Social skills
5. Work Ethic
6. Intelligence
7. Race
8. Sex
Dunno what the order should be, other than that parents' wealth is by far the most important factor. A lot of people refuse to acknowledge any of these factors other than work ethic, however!
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Congratulations to SuperNiceDog, Guru Winner, who was smart enough to pick
your 7 time champion, Link.