From an economic point of view, to the extent that a voluntary association fulfills the role of government, it also creates to that extent the harmful losses of efficiency of government.
Indeed, you can argue that the world is already governed by voluntarism, and free market forces have shaped it into 200 or so voluntary associations we call governments. If you want to leave one of them, you can. Don't tell me that you can't escape taxation, because everything you earned you earned subject to the laws of that country, which you voluntarily subjected yourself to. If you didn't want to be taxed, you could have left earlier or not worked. If you got your property from someone else, they agreed to those laws.
Regulators are inefficient not because they work for government, but because they regulate.
--
Congratulations to SuperNiceDog, Guru Winner, who was smart enough to pick
your 7 time champion, Link.