Lurker > PiOverlord

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TopicBeach Titty Watch 2022 sucks this year >_>
PiOverlord
08/24/22 9:02:21 PM
#17
Neon, I thought you said all tits are beautiful. How can they be unremarkable?!?

Get 'em boys!

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TopicBiden cancels $10,000 in federal student loan debt for most borrowers
PiOverlord
08/24/22 7:14:08 PM
#194
I qualified for Pell, but eventually did apply for grad loans which Pell did not cover. I wonder if only my undergrad loans (which are above 10k, but not 20k) will get the 20k applied to, or if grad will count too.

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TopicBiden cancels $10,000 in federal student loan debt for most borrowers
PiOverlord
08/24/22 7:08:20 PM
#191
Isn't Patty a teacher? You'd think they'd be thrilled the government is supporting those who decided to become even more educated. Especially when teachers have programs that help them and not other majors with paying off loans.

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TopicBiden cancels $10,000 in federal student loan debt for most borrowers
PiOverlord
08/24/22 2:25:45 PM
#91
COVxy posted...
I don't understand from that snippet how that isn't interest free.
I mean, I'd have to look into it, but I assume if your interest paid is less than interest owed, as long as you make your required payment, the rest would be covered, and interest won't be added.

Part of your payment will still go towards interest, but the remaining interest you'd otherwise have to pay based on the interest rates of the loan would not be added. Is that not correct in this instance?

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TopicBiden cancels $10,000 in federal student loan debt for most borrowers
PiOverlord
08/24/22 12:42:12 PM
#45
  • Cover the borrower's unpaid monthly interest, so that unlike other existing income-driven repayment plans, no borrower's loan balance will grow as long as they make their monthly paymentseven when that monthly payment is $0 because their income is low.


This seems like a big W. It's not as good as interest-free, but this will help many out with savings, if the 5% works like I'm hoping. I make about 61k right now, so 5% of that is approximately 3k a year, or 250 a month (125 a paycheck). I can definitely focus on paying the loans with higher payments first and then save up and beat up the remaining 27k.

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TopicBiden cancels $10,000 in federal student loan debt for most borrowers
PiOverlord
08/24/22 12:37:22 PM
#41
I was a pell recipient during my time at college, but it is still a question-mark due to the program I was part of. I'll have to see what this means for my debt. It dropping from 47 to 27k would be really nice, though.

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TopicIs your vote really worth $10,000?
PiOverlord
08/24/22 10:29:32 AM
#27
Honestly, I hope this comes with another pause too.

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TopicFederal cannabis arrests jump 25% during Biden's first year in office
PiOverlord
08/24/22 10:28:06 AM
#9
Giant_Aspirin posted...
second paragraph of the article:

also ....

exactly. but we all knew his "promise" of doing anything meaningful about weed was yet another empty campaign "promise".
Now... that's more interesting.

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TopicFederal cannabis arrests jump 25% during Biden's first year in office
PiOverlord
08/24/22 10:27:04 AM
#7
Step back and ask questions like COVxy.

Every good and bad increase needs to be questioned like that. Most of the "good and bad" is just a return to normal levels, or perhaps still under their pre-covid numbers.

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TopicIs your vote really worth $10,000?
PiOverlord
08/24/22 10:06:05 AM
#11
And yes, 10k is all you should have expected out of Biden. Anything more would have come from someone else that was more left, but he still comes from that old-school mentality that actions have consequences, so he's not going to let us get a student loan for free.

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TopicIs your vote really worth $10,000?
PiOverlord
08/24/22 10:01:32 AM
#3
Tbh, hearing my debt go from 47k to 37k ain't really that uplifting. It's nice, but even 20k would have made me happy.

Now, 10k would have made me happy if my college didn't completely rip me off, so that's where my real anger lies.

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TopicIf Biden doesn't cancel all my student loan debt, I'm voting for Trump
PiOverlord
08/24/22 9:53:57 AM
#21
If Biden doesn't cancel all my student loan debt, then I'm ripping my diploma. If I don't have a diploma, they can't charge me I think.

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TopicRestored footage of elderly Civil War vets in 1929.
PiOverlord
08/24/22 1:38:53 AM
#41
Verdekal posted...
Lincoln didn't want to be too harsh and people were tired after four years of war. Since he didn't plan on getting killed, Johnson was free to be the asshole he was.
I'm almost positive Lincoln was actually planning on being a little harsh, but the assassination ruined any chances of that. Johnson has to be a bottom 3 president for how he handled America post-war.

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/24/22 1:31:34 AM
#57
legendarylemur posted...
Why do you think so?

"Only 10 U.S. presidents have been previously defeated in their quest for another term."

Historically, it's something that literally only happens once every 20 years on average (and it has been ~24 years since Bush lost to Clinton). We just had a losing incumbent, so yeah it's just not happening
There have only been 45 distinct presidents. Not every single one of them has run for a 2nd term. 6 presidents chose not to run for re-election and a few died before they'd have a chance at re-election. We don't know how all of them would have done in re-election, but some surely were on track to lose. Even just 10/40 presidents losing is a significant percentage. It's not some "all but guaranteed" thing people keep thinking it is.

Edit: I'd also argue that it's really dumb to use an "on average" for one-term presidents as if presidents are "due" for one-term presidencies based on the time since the last one. Ignoring the contextual reasoning behind one-term presidents is a really flawed way of thinking. I mean, even winners shouldn't be looked at the same. Bush's re-election victory is far from Obama's. Bush was far from a safe incumbent, he was this close to losing in '04.

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TopicShould I watch Breaking Bad, is it any good?
PiOverlord
08/24/22 1:19:56 AM
#24
MabusIncarnate posted...
I get the feeling TC will never be seen again
That moment when you're just a "TC" to MabusIncarnate, and not PiOverlord

https://www.youtube.com/watch?v=k_BgxAch4u0

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TopicIt's time, you are not allowed to vote if you are over the age of 40.
PiOverlord
08/24/22 12:48:15 AM
#41
legendarylemur posted...
I think in actuality, it's way rarer for people in their 20's to actually accomplish something that requires half of a brain. Sure, it's sometimes due to bureaucracy or literal luck and all that, but even if your brain turns well, intelligence or wisdom isn't really about how well your brain turns actually. It's about how long you've learned and how quickly you've learned altogether.

This pretty much means like people in their 20's are always gonna be at a disadvantage vs ppl in their 30~50 or so. The actual lapses in memories start happening a lot later than people think. You have to be in the mid to late 60's where it actually starts, and it starts decaying pretty fucking fast if you're not careful. That's why accomplishments past this point is a bit rarer.

But it's easy to think you're hot shit when you're in your 20's, when studies and history has shown that that's when you'll probably accomplish the least compared to your potential.
Idk, isn't it all bureaucracy that prevents those in their 20's from doing much? Seniority is always going to get in the way of a 20-year-old.

SomeLikeItHoth posted...
The speed limit should also not exceed 40MPH anywhere. There's no reason to go that fast. If you're late to work then you need to learn to wake up early. If you go 1MPH over the speed limit, you should be sentenced to jail for 60 days.
On God

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/24/22 12:44:07 AM
#51
legendarylemur posted...
People underestimate how easy it is to actually win a 2nd term as long as you don't do something crazy like spread a deadly virus due to negligence.
The incumbent advantage isn't nearly as prevalent for presidents as it is for other political positions.

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/23/22 11:58:46 PM
#45
Ajiri posted...
Ahh okay, didnt know that. Sorry
Nah, you good. The age thing isn't really a thing that we ever had to really discuss as no big potential candidate ever was below that age.

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/23/22 11:52:42 PM
#43
Ajiri posted...
Shes also too young, you have to be 35 years old to serve as President
IN 2024, she will technically be eligible. You have to be 35 prior to being sworn in, and she'll be 35 before the election even.

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/23/22 11:50:59 PM
#41
I used to be an AOC hater, but the moderate left is not the answer, nor has it ever. This country's shining moments are always when radical freedom is given, and I think she's the one that can make it happen. I would say Bernie, but I fear his time as a potential candidate is coming to an end.

Of course, at the age of 35 in 2024, I don't see her chances of winning as all too likely as this country is overwhelmed by the idea that the elderly are the wisest and will vote in the interest of the future and not the past.

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/23/22 11:10:28 PM
#19
--Zero- posted...
The great thing about 2 years ago was how much it got people interested in politics. Hell even Beto might lead to Texas going blue someday.
Perhaps, but we really need someone that isn't Trump to win. I feel 2024 is still very much up-for-grabs for a Republican, especially depending on the economy leading up to the election.

If Trump wins, not to say it's going to happen, but there's a non-zero chance that America turns to a way similar to what happened to the Roman Republic. We can't afford to feed the delusions of the far-right.

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/23/22 11:01:53 PM
#16
--Zero- posted...
Anyone thinking DeSantis is going to become president in 2024 is embarrassing themselves. Too many Democrats learned its better to not give the current Republicans that much power again. Popular vote and the blue states wont let that happen.
It's hard to imagine the Republicans winning the popular vote for quite some time, but that isn't the game we play. It's much easier to imagine the few swing states needed for the electoral college to vote that way.

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TopicKim Kardashian used 230k gallons of water in June
PiOverlord
08/23/22 10:59:45 PM
#13
Keep in mind, the laws based around conservation where we have to limit ourselves is so the rich people can keep doing what they are doing.

Notice how 99% of stuff is meant to guilt the average person who already has a significantly smaller footprint than the rich? Not to say we shouldn't do our part, but perhaps we should force the rich to do their part as well.

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TopicDesantis vs Biden is going to be an absolute bloodbath
PiOverlord
08/23/22 10:50:08 PM
#9
Please stop trying to downplay Trump.

Desantis only played the game Trump let him play. I doubt the guy has the courage to try anything more. I remember when people kept saying "Pence is actually worse than Trump."

Edit: My point isn't pro-desantis. It's more so, it's extremely dangerous to keep describing Trump as "not as dangerous." We need it to be clear, Trump is dangerous. I doubt Desantis could have ever done the damage that led to 1/6 like Trump did.

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TopicSmall business owner follows shoplifter home. Gets her arrested
PiOverlord
08/23/22 10:08:49 PM
#4
Tiktok makes the story infinitely more sus.

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TopicIt's time, you are not allowed to vote if you are over the age of 40.
PiOverlord
08/23/22 10:07:33 PM
#26
bsp77 posted...
Coward? Lol. Pretty sure you would back away from me if we had an in-person confrontation.
Bro, I'm 24. I literally have the power of youth on my side. You're an old man.

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TopicCart Narc.
PiOverlord
08/23/22 9:24:20 PM
#1
*another 500 topic*

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TopicLaura Loomer refuses to concede congressional race
PiOverlord
08/23/22 9:22:37 PM
#3
Honestly, it sounds like the democrats could get a free win if she causes enough mayhem.

Edit: If the republicans lose this, I could see the GOP putting a hammer down on this "voter fraud" strategy the fringe right will use.

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TopicShould I watch Breaking Bad, is it any good?
PiOverlord
08/23/22 8:31:44 PM
#1
Is it Gaining Good or does it just break bad? I am feeling like it's a show I could watch, but there isn't enough testimonials out there to let me know that it is good. The reviews could be paid for by Amazon.

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TopicIt's time, you are not allowed to vote if you are over the age of 40.
PiOverlord
08/23/22 7:37:25 PM
#17
In your 40's, that's when you become a coward. Make an 18-year-old president, and WE'LL SEE CHANGE!

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TopicPelosi's husband got 5 days jail for a DUI, tried to 'donor card' the charge
PiOverlord
08/23/22 7:33:46 PM
#6
Remember, drunk drivers don't care if they kill someone.

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TopicIt's time, you are not allowed to vote if you are over the age of 40.
PiOverlord
08/23/22 7:31:41 PM
#14
CanuckCowboy posted...
The law was passed to high expectations, but society would come to regret it as America elected its first self described incel president...
Finally, representation for the oppressed GAMERS. We'll finally have rights.

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TopicIt's time, you are not allowed to vote if you are over the age of 40.
PiOverlord
08/23/22 7:29:08 PM
#10
Beefbud posted...
your mind isn't even fully developed until 25

so only 25-40 years old can vote
Only if 18-24-year-olds are ineligible to serve in the military, draft or otherwise. Don't make people die for a country they have no say in, if even the tiniest of says.

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TopicCRAZY vid! Guy Pulls Out KNIFE On Undercover COP During Road Rage Incident
PiOverlord
08/23/22 7:28:01 PM
#14
Tbh, if a guy is willing to pull a knife on someone at that level of rage, I don't know if I really want them out and about.

I don't really agree with the cop's tactics, in terms of escalating the situation, but the dude clearly needs to be rehabilitated.

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TopicSave That Nintendo Character (Round 101)
PiOverlord
08/23/22 7:18:53 PM
#46
I think Von is gone

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TopicIt's time, you are not allowed to vote if you are over the age of 40.
PiOverlord
08/23/22 7:13:28 PM
#5
Tyranthraxus posted...
So you can be president but not vote?
Yes, but candidates are only allowed to be 59 or younger to run.

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TopicSave That Nintendo Character (Round 101)
PiOverlord
08/23/22 7:12:17 PM
#41
Yoshi
Glass Joe

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TopicIt's time, you are not allowed to vote if you are over the age of 40.
PiOverlord
08/23/22 7:11:29 PM
#1
At that point, your mind is mush.

Agree/Disagree? What do you think, I think it has potential.

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TopicEven just 15 years ago people were making fun of Kia and Hyundai.
PiOverlord
08/23/22 7:06:22 PM
#51
I have a 2019 Elantra, and it's served me well so far.

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TopicRestored footage of elderly Civil War vets in 1929.
PiOverlord
08/23/22 6:08:12 PM
#21
Literal traitors to our country, lmao, just living their life and having good ol' reminiscing.

Tbf, I don't really hold much resentment towards the everyday Confederate soldier. Won't catch me praising the generals/elites, though.

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TopicWhat tanks the global economy faster? American Civil War or Revolution in China?
PiOverlord
08/23/22 6:06:19 PM
#10
mustachedmystic posted...
Cheap labor is more abundant than middle class and richer people to buy the products of said labor
Kinda true. What good is cheap labor if there's no one to exploit it?

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TopicYoutubers are starting to defend Andrew Tate from his ban.
PiOverlord
08/23/22 3:24:48 PM
#33
Antifar posted...
Whotubers is more like it.

Because who are they?


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TopicIf you ever met cart narc would you attack him?
PiOverlord
08/23/22 3:15:05 PM
#23
I'd put my cart away as I always do anyways and then attack him.

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Topic10k reduced Student loans is a flipping joke
PiOverlord
08/23/22 3:11:38 PM
#92
Reminder: if this would actually help the rich, it would've happened. Conservatives want to create resentment towards college graduates.

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Topic10k reduced Student loans is a flipping joke
PiOverlord
08/23/22 9:51:26 AM
#78
10k is pretty disappointing compared to the full 50k in student loans I have, but I can't say it's underpromised by Biden. He made it painfully clear 10k was what we were getting max, since the start of his presidency. Of course, I hope he extends the pause still.

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TopicIndigo is a fake color that doesn't deserve to be part of the rainbow.
PiOverlord
08/23/22 9:37:05 AM
#1
6 colors of the rainbow.

Roy G BV


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TopicYour boss asks ''So hideous, when did you start having feelings for me?''
PiOverlord
08/22/22 8:12:16 PM
#2
That's a trip to HR she's taking.

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TopicMy Z Fold 4 arrives tomorrow!
PiOverlord
08/22/22 5:50:10 PM
#19
I've been wanting a Fold, but they are pricey. Hopefully in a few years.

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TopicIt's kind of sad that all the popular sports games try to be so life-like.
PiOverlord
08/22/22 11:20:11 AM
#10
That's why I pray to Mario every night.

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TopicAndrew Tate cucks a beta male into absolute oblivion
PiOverlord
08/22/22 4:35:37 AM
#35
Can we ban all Andrew Tate discussion please?

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