Lurker > BignutzisBack

Booo I want to be entertained

Anony1125 posted...

Barely enough to amount to anything

Anony1125 posted...

I only ended up with $267,500

lol

Invest everything into VTSAX

I'll take a look at it once it releases on a platform that isn't dying

I'm a lebron fan but I'm sorry that is pathetic lol

Police officer when I was in my early twenties. Grew up and was living in a small town, my friend and I heard that someone stabbed a lady and the police were searching for the suspect who drove a white car. My friend and I in our genius logic decided it would be funny to separate and cruise around town in our own white cars. We both got pulled over about 15 minutes apart at gunpoint and have no one to blame but ourselves.

Smh at cheaters

hmm

So apparently it's actually don't shit where you eat

I repeat don't shit where you work

I can't poop in these conditions!

Cyric is the OG lol

bigblu89 posted...

This is really the beginning and end of any long term investment conversation.

Wall Street always wins. Just try your best to retire during the upswing.

Exactly, this is why I get so passionate about this. The fact that I can make a topic telling people to stay the course and somehow get comments saying I buy crypto or Wall Street bet stocks is stunning. Accusing me of investing in the exact opposite of what I'm championing shows you how lost some of these people are! Like how do you even get to a meme stock accusation from my post lol?

[LFAQs-redacted-quote]


https://gamefaqs.gamespot.com/a/user_image/1/5/4/AAWkzsAAEsVK.jpg

UndefeatedGOAT posted...

top trying to frame this as if youre educating anyone

UndefeatedGOAT posted...

I think in the future expect 3 months of money printing degeneracy in the economy then pull out, but still pull out

I'm educating you since you're stupid enough to think pulling your money out of the market is a good idea. Your view is toxic, wrong, and you should be ashamed every time you try to tell a rookie investor to do the same. I agree that it should be no shit Sherlock common sense, but unfortunately we have people like you who just can't get it through their heads.

UndefeatedGOAT posted...

so what, holding forever is bad too, youre stating a boring ass middle ground stance

You're just too slow to follow along so let me dumb it down even further for you.

-Economists can even time the market so you definitely can't.

-DCA and lump sum always beat picking and choosing when to invest in virtually every study.

If you take your money out of the market for any reason besides retirement or investing in something mostly safe like real estate you're a dumbass.

You're welcome

whitelytning posted...

Please give us more of your financial hot takes.

No hot take, it's factual that anyone who thinks they can time the market or pulls their money and leave it sit in cash is a moron. I mean that in the most insulting way possible

Decent game, average, good enough

Remind yourself than they are an absolute dumbass who doesn't have the slightest clue about what will actually happen.

C_Pain posted...

I think its fair to say all country music is racist

Delusional af lol

Bet you didn't get the Bomb summon

ssj3vegeta posted...

can't believe da person who chased her away was a CEuser who many think pretended to be a doctor and pregnant

Story?

Sunhawk sometimes I wonder if you're from another planet

Waddup Houle, you and Pounce still together?

Worked at dairy Queen for about 6 months in high school, got fired because I gave out a couple free cheeseburgers to my friends in drive through

The original game is even darker, got watered down a bit by translation errors.

Still an outstanding game, and the reason I want to visit Ankor Wat someday

Her dad is filthy rich lol she will be fine

That's almost as rare as being struck by lightning

I heard loot system in 2 is infinitely better

He then followed it up 10 minutes ago by falling for an NBACentral parody account post and attacked Kevin Garnett lol. Not the greatest start to Draymond's day

Interesting

What are your thoughts

https://gamefaqs.gamespot.com/boards/400-current-events/80510195

Or are all Diablo games as obnoxious as 3?

It's also the only month without an NBA or NFL game smh

What a dumbass

Get it together California

Way too close to home lol

Please invest

Lost the last one in 2015

https://gamefaqs.gamespot.com/a/user_image/3/1/8/AAWkzsAAEqqW.jpg

Arcanine2009 posted...

If anything should be stickied here, it should be this.

Thank you good sir

Last bump

Bump

-401k, you sign up through your job and pick from their investment options ( your investment will be taken out of your paycheck pre-tax). ALWAYS pick either the target retirement date fun or Total Stock Market index fund.

-You can completely ignore 90% of all investment options, you'll have people try to convince you to do small caps, real estate funds, gold metal index blah blah blah. You're in the top 5% investors just by picking one of the two options I listed in my first paragraph, if you want to spend significantly more time researching just to try to hit top 4 or 3% more power to you.

-Roth IRA is something you set up that isn't connected to your job, use someone like Vanguard, Schwab, Fidelity. You put money into it manually so post-tax, and you have almost the same exact investment options as a 401K.

-Do the same thing you did before, pick the target retirement date fund or Total Stock Market index. If you use Vanguard for example pick VTSAX, it's Vanguard's specific fund and will have the lowest expense fees.

-Expense fees are the cut your 401k or Roth provider takes, this is another reason why you pick one of the two funds I've recommended as they tend to have the lowest expense fees.

-Finally in terms of which one you should use if you can only afford so much. First priority is checking to see if your company matches any of your 401k contributions, whether it's 1, 3, or 5% you set your own contribution to match theirs unless you like giving up free money. Then once you do that you shovel everything into your Roth IRA. If you happen to max that you can then put any remaining money towards your 401k.

Let me know if you have any questions

Ahh