Lurker > Twin3Turbo

LurkerFAQs, Active DB, DB1, DB2, Database 3 ( 02.21.2018-07.23.2018 ), DB4, DB5, DB6, DB7, DB8, DB9, DB10, DB11, DB12, Clear
Board List
Page List: 1, 2, 3, 4, 5, 6, 7, 8, 9 ... 15
TopicMan pays wife's student loans, she divorces him
Twin3Turbo
05/14/18 3:00:21 PM
#113
Offworlder1 posted...
Men get a prenup so they dont get fucked up the ass in a divorce, there is almost never a time where divorce favors a man. Women who have cheated, and lied about the baby being his have gotten child support and alimony even when proven to be a liar from the guy who is not the kids father.

A prenup is more like marriage insurance, but it is not an advantage or having a leg up.

@Twin3Turbo

I guess it depends on how you look at it.

It could be a leg up from a "I'd be better off than you if we got divorced" standpoint, which is pretty much the power that the person that makes less money has generally speaking in the marriage because courts try to make them "whole". Either way the power dynamic shifts from woman being able to divorce as she pleases and get money to man gets to divorce as he pleases and potentially leave her with relatively little.

I think these women just want some protection if the thing goes sour, which is certainly self preservation but I'm just not so sure I would call it "sinister", or their primary motivation for getting married in the first place usually.

Either way we ultimately agree, dudes probably have little to gain from getting married and generally shouldn't, and they def shouldn't marry someone without a solid prenup.
---
TopicMan pays wife's student loans, she divorces him
Twin3Turbo
05/14/18 2:24:14 PM
#111
Offworlder1 posted...
@Twin3Turbo

Then they do have sinister motives knowing marriage favors them as does divorce. Theres no reason women would get into a heated discussion about that if they were not aware that they have the most to gain in marriage and divorce.

When is the last time you heard the court giving alimony to the man and the woman NOT complaining or bitching about it ??

Eh, knowing something favors you doesn't mean that you have sinister motives. By that logic, me getting a prenup would mean that I have "sinister motives" because I know that it would favor me (as opposed to getting divorced without one)

My impression is that they get heated about it because they deeply value love and marriage, see it as something that is supposed to last forever and usually have some unrealistic view of how it should be or how it works to be honest. Not necessarily because there is something sinister behind it. They get into a heated debate about it because getting married is a core tenet/belief/goal/ whatever you want to call it in their life that's been rammed into their heads for as long as they can remember, and a prenup doesn't line up with their fairy tale expectations.
---
TopicTrump has golfed at least 108 times as president, costing taxpayers over $67m
Twin3Turbo
05/14/18 2:06:20 PM
#53
fenderbender321 posted...
Twin3Turbo posted...
fenderbender321 posted...
TheVipaGTS posted...
fenderbender321 posted...
DuneMan posted...
The sad part is why wouldn't he do just that? He knows that the idea of ethics or moral accountability don't apply to the Republican party. They just don't give a shit about stuff like that, so long as it's a Republican doing it. He's setting himself up to actually get those billions that he claims he has already, it's just going to come from a lifetime of taxpayer money funneled into his coffers from lifetime Secret Service protection incurring fees at his resorts.


I mean, it's not an issue where one party is given a pass and the other isn't. The Republicans call out Democrats for shit like this, and the Democrats say fuck off and defend it. And then the Democrats call out the Republicans for it while the Republicans say fuck off and defend it. Both sides are hipocritics at the same time in both directions. Obviously I'm generalizing, but that's the gist of it.

what Democrat was getting paid by tax payers to take vacations? that money isn't simply going to fund his vacation and security....his security is paying for a resort he owns and thus profits from...that's not even close to the same thing "BOTH SIDES" do...


Wasn't Obama golfing too? Or is this going to be one of those situations where the Democrats say "well it's okay to do it only if it goes THIS far and only if he spends THIS much...Obama's within that threshhold, Trump is not" Because come on, dude. That isn't even close to the point at all.

This particular case is a bit different considering

1. Trump constantly called out Obama for golfing and says that he wouldn't be doing that so often if he were president.
2. Now Trump becomes president, does the same thing he critisized, yet even more frequently.

So in this particular case, Trump set the standard. All he had to do was do it less than Obama, yet it looks like he will do it more than Obama by the end of his 3rd year or so. Definitely by the end of this term if he keeps up the same rate.

I personally don't give a damn about how often Presidents take vacations or have leisure time. But the hypocrisy specifically on Trumps behalf is too blatant to ignore.


So basically what I posted was accurate. My post made no mention of "this side does it more or is more of a hipocrite".

I'm not talking about a "side" here. I'm talking specifically about Trump
---
TopicTrump has golfed at least 108 times as president, costing taxpayers over $67m
Twin3Turbo
05/14/18 2:01:36 PM
#50
fenderbender321 posted...
TheVipaGTS posted...
fenderbender321 posted...
DuneMan posted...
The sad part is why wouldn't he do just that? He knows that the idea of ethics or moral accountability don't apply to the Republican party. They just don't give a shit about stuff like that, so long as it's a Republican doing it. He's setting himself up to actually get those billions that he claims he has already, it's just going to come from a lifetime of taxpayer money funneled into his coffers from lifetime Secret Service protection incurring fees at his resorts.


I mean, it's not an issue where one party is given a pass and the other isn't. The Republicans call out Democrats for shit like this, and the Democrats say fuck off and defend it. And then the Democrats call out the Republicans for it while the Republicans say fuck off and defend it. Both sides are hipocritics at the same time in both directions. Obviously I'm generalizing, but that's the gist of it.

what Democrat was getting paid by tax payers to take vacations? that money isn't simply going to fund his vacation and security....his security is paying for a resort he owns and thus profits from...that's not even close to the same thing "BOTH SIDES" do...


Wasn't Obama golfing too? Or is this going to be one of those situations where the Democrats say "well it's okay to do it only if it goes THIS far and only if he spends THIS much...Obama's within that threshhold, Trump is not" Because come on, dude. That isn't even close to the point at all.

This particular case is a bit different considering

1. Trump constantly called out Obama for golfing and says that he wouldn't be doing that so often if he were president.
2. Now Trump becomes president, does the same thing he critisized, yet even more frequently.

So in this particular case, Trump set the standard. All he had to do was do it less than Obama, yet it looks like he will do it more than Obama by the end of his 3rd year or so. Definitely by the end of this term if he keeps up the same rate.

I personally don't give a damn about how often Presidents take vacations or have leisure time. But the hypocrisy specifically on Trumps behalf is too blatant to ignore.
---
TopicMan pays wife's student loans, she divorces him
Twin3Turbo
05/14/18 1:19:52 PM
#108
Offworlder1 posted...
Women who refuse to sign a prenup almost always have a sinister reason not to as divorce almost always favors the woman and women know this.

Eh, I'm not so sure the usual reason is necessarily "sinister" per se. I think most people really buy into the whole "unconditional love" thought process and they see a prenup as something that doesn't line up with that. I don't necessarily think "I'm going to divorce him and take his stuff" is usually the motivating factor here. At least that's the impression I've come away with when I've gotten into, at times, heated discussions with many female friends about the topic.

Although I do think that deep down most women are aware that marriage in general tends to favor them. That's also an impression I've gotten from those same female friends during those same discussions.
---
TopicMan pays wife's student loans, she divorces him
Twin3Turbo
05/14/18 12:50:57 PM
#106
I could have sworn that I saw this story a long time ago, but maybe it wasn't that long ago. Or maybe it was a similar story because I've definitely seen this scenario described out before.

Either way, yeah this scenario sucks. Don't get blinded by a cute face broskis.
---
TopicThose of you CEers that don't plan on having children........
Twin3Turbo
05/12/18 12:30:23 PM
#22
MrK3V posted...
I don't want my kids to have to take care of me when I'm old, even if I have kids

I want them to enjoy their life without fear of having to watch over me daily.

Just wanted to reiterate this point.

I really dont think people truly think about how hard it is on your kids and their families to take care of an elderly family member. Its physically, mentally, and emotionally draining on all parties and can halt or slow down their own personal goals and growth. I would never want to put that on people that I claim to love. Ive seen that put a real damper on many families and marriages.

Let the professionals take care of it, dont put that burden on them. Let them be continue to be your kids, not the person that has to wipe your ass.
---
TopicThose of you CEers that don't plan on having children........
Twin3Turbo
05/12/18 7:53:19 AM
#10
Jiek_Fafn posted...
I honestly would rather pay a stranger to do it than put the burden of taking care of an old person on a loved one.

This.

I want my children to be able to continue being my children. Not my nurse and caregiver.
---
TopicDid you have a job at 16 years old CE?
Twin3Turbo
05/11/18 6:49:59 PM
#3
I did and Ive worked full time ever since
---
TopicITT Covers that render the original version of the song obsolete
Twin3Turbo
05/11/18 4:10:44 PM
#11
Veggeta X posted...
Pink - Time After Time
Originally sung by Cyndi Lauper


Boyz II Men version is better
---
TopicThings you've sprayed bugs with that wasn't insecticide spray.
Twin3Turbo
05/10/18 2:36:29 PM
#29
Not "spray" but I've doused a bug in Pine-Sol. That stuff works quickly.
---
TopicIs asking a girl out at a gym really taboo?
Twin3Turbo
05/09/18 5:48:17 PM
#143
Grischnak posted...
Twin3Turbo posted...
Well, not necessarily. I've talked to women that have stated that they do stuff like that all the time to get a man's attention or try to give him an opening to talk to them. A lot of women don't like to initiate, sometimes because they feel it's the thing the man should do, sometimes because they are just as scared to do so as many men are.

You're not wrong. Some women are like that. But what I said was just something to consider and not some sort of obvious truth. It's hard to judge the situation without actually being there. Still, I don't think simply working out next to him is necessarily an obvious sign she has a thing for him. Also, we don't know how many times this happened. Did it happen like twice? Has it happened like 5 days a week for 4 months? Does she interact with him at all outside of that? Does she stare at him? We really don't have a lot of info to go on.

I agree, it could just be coincidence or maybe she really is trying to give the TC an opening. Welp TC, only way to know for sure is to try.
---
TopicIs asking a girl out at a gym really taboo?
Twin3Turbo
05/09/18 5:43:27 PM
#139
EpicMickeyDrew posted...
Asherlee10 posted...
Hinakuluiau posted...
EpicMickeyDrew posted...
This is a success though, even if it only works one in every 100 times, that's still more dates than 0/0 attempts. Dude even met his fiance through this method, it's of no consequence if you strike out 99% of the time.

The problem is that you're approaching this from the side of a guy who got turned down 99 times and succeeded once, not taking into account how the 99 women felt about having their day interrupted by someone who was playing the numbers game.


Exactly. That is what I was attempting to convey.

I mean, I see where you're coming from, but all they have to say is "I'm not interested" From the guy asking and the girl who says yes points of view, it is absolutely a success and if this is the difference between meeting my wife and not meeting her, who are you to say not to do it.

The way I've seen someone put it was something to the effect of "Even if only 1/10 women wanted you to approach them, if you approach none of them, you're doing so to appease the other 9/10, when your mindset should be about making the 1 happy. Appeasing the 9/10 leaves you where you were to begin with" or something like that. To a degree you have to be a bit willing to potentially inconvenience them for a bit.

Don't get me wrong, I'm definitely not saying dudes should be disrespectful or jackasses when approaching women, they should definitely be mindful of the girls time/feelings and have some situational awareness. But at the end of the day it's all part of the way the game is set up currently, a way most of them want to keep it as well.
---
TopicIs asking a girl out at a gym really taboo?
Twin3Turbo
05/09/18 5:35:47 PM
#137
Grischnak posted...
Squall28 posted...
Darkman124 posted...
depends

if she's walking around with a full face of makeup, not exercising and repeatedly approaching you when youre racking weights she probably isnt there to work out

if she's deadlifting 300# and avoiding eye contact maybe leave her alone


She seems pretty fit and is there to work out. Only reason I'm even considering it is she often walks over and starts working out next to me when there are free machines elsewhere.

You ever consider that maybe she does that because she knows you won't bother her? Which is to say, maybe she works out next to you specifically because she wants to be left alone and you have a history of not being a creep. I mean, sure, maybe she likes you but I'd think that if she did she'd at least try to chat with you or something.

Well, not necessarily. I've talked to women that have stated that they do stuff like that all the time to get a man's attention or try to give him an opening to talk to them. A lot of women don't like to initiate, sometimes because they feel it's the thing the man should do, sometimes because they are just as scared to do so as many men are.
---
TopicIs asking a girl out at a gym really taboo?
Twin3Turbo
05/09/18 5:30:01 PM
#133
Hinakuluiau posted...
EpicMickeyDrew posted...
This is a success though, even if it only works one in every 100 times, that's still more dates than 0/0 attempts. Dude even met his fiance through this method, it's of no consequence if you strike out 99% of the time.

The problem is that you're approaching this from the side of a guy who got turned down 99 times and succeeded once, not taking into account how the 99 women felt about having their day interrupted by someone who was playing the numbers game.

Unfortunately, as long as the dating expectations stay the way they are, then this is a reality that will never go away.

It's changing a bit, very slowly, but overall the expectation is that men approach women. And I'd wager the vast majority of women prefer it that way in general.
---
TopicIs asking a girl out at a gym really taboo?
Twin3Turbo
05/09/18 5:06:18 PM
#124
Asherlee10 posted...
Both end up at the same place. Scenario 2 likely got you strike outs with women you probably wouldn't have struck out with otherwise.

To be fair, it likely has gotten him successes with women he otherwise wouldn't have ever seen again as as well
---
TopicIs whipping your kid with your belt child abuse?
Twin3Turbo
05/09/18 3:05:30 PM
#106
Funkydog posted...
averagejoel posted...
Rika_Furude posted...
anyone saying that "all spanking is abuse" doesn't get to have a say next time they are stuck on a plane for hours with a kid crying nonstop. that is exactly what you wanted

you're really trying hard to justify hitting children

Everyone knows the way to get a toddler or baby to stop crying is to beat them into silence.


---
TopicIs asking a girl out at a gym really taboo?
Twin3Turbo
05/09/18 2:40:54 PM
#112
Eh, I feel like what's being left out to some degree is how you ask them out.

Just for example, I met a girl at the mall not too long ago. She was running an errand and was technically "busy" and in a bit of a hurry which by CE standards means I should have left her alone.

However, she just so happened to stop for a moment digging through her purse and so I approached her. First question I always ask in a situation like that is "Hey do you mind if I interrupt you for a moment". For one it takes away the assumption that I can just interrupt whatever she is doing, and for two if she's THAT uninterested, she'll say that she does mind and we can both just go about our day, no harm no foul.

Getting back to this girl, we began to chat for 5 minutes or so, I got her number, and we ended up dating for a few months and I had a good time and a few new experiences dating her and we still keep in touch.

Point being here, I don't think it's so bad as long as you don't assume you can just take up her time without her permission.

In regards to the gym, as some stated earlier, if she seems serious about her workout or in the middle of a set, then yeah I would be cautious about approaching her. However if she is constantly using machines next to you, it wouldn't be anything IMO to strike up a very short conversation in between sets or maybe at the water fountain. I'd try to build up a rapport with her a few times before asking personally.
---
TopicIf a woman rejects you, do you become threatening and take no for an answer?
Twin3Turbo
05/09/18 9:27:34 AM
#5
No, that pretty much lets them know they were right for rejecting you in the first place.

When I get rejected, I just tell them it was good to meet them and move on.
---
TopicYour reaction: Jesus comes down from heaven and says global warming is real
Twin3Turbo
05/08/18 4:40:29 PM
#2
I'd have two reactions

1. Well duh
2. Holy shit the stories about Jesus are real? Time to figure out where I went wrong in my thought process.
---
TopicPics of my wife
Twin3Turbo
05/04/18 6:48:41 AM
#32
Post:
A sign pic of you dated today
A pic of you and her

And then youd be more believable. Otherwise there is no reason to believe she is anyone other than a random chick whose pictures you took from the net
---
TopicLandwhale
Twin3Turbo
05/03/18 2:20:30 PM
#14
Dash_Harber posted...
iPhone_7 posted...
Why do they act like its a normal thing to be obese.


To be fair, plenty of unhealthy choices are treated as 'normal' nowadays. Smoking is a right and drinking is a right of passage for most young adults. I'm not sure why being fat gets singled out like that.

Pretty much
---
TopicMystery pooper at NJ high school's track turned out to be the superintendent
Twin3Turbo
05/03/18 1:53:07 PM
#17
Wouldnt he have known that they were setting up surveillance?
---
TopicPolice called on black people for not giving up their sets at a Restaurant.
Twin3Turbo
05/02/18 9:57:47 AM
#80
AlisLandale posted...
Twin3Turbo posted...
AlisLandale posted...
Twin3Turbo posted...
AlisLandale posted...
When I worked in restaurants I remember regulars having preferred seats. If the seats were empty, we'd give it to them.

I cant imagine ever asking a customer to get up and move to a different seat because somebody else wants it though. No regular is worth that awkwardness.

Though the couple hadnt even ordered yet, so I'd also say theyre being ridiculous for escalating such a non-issue to this point. Should have just left the restaurant and told everybody what a shitty manager it has. No restaurant is worth that, either. >_>

They are ridiculous for escalating and not the person that called the police over this issue that shouldnt have even been an issue in the first place because the manager should have never asked them to do such a ridiculous thing?


The manager was an idiot. And I'd love for him to be fired for it. But if you argue with idiots, well...

You realize that youre pretty much advocating that they, at best, comply with stupidity and at worst comply with stupidity mixed with racism and other potential discriminatory factors. Not sure thats the best option here. They were paying customers, they had a right to sit where they were sitting, the manager is 100% in the wrong here.


Youre reading far too deeply into a comment that wasnt a condemnation (my fault for using "ridiculous" so flippantly), but bewilderment at why anyone would waste their energy on somebody who clearly isnt worth it, for a chance to give them money, when the alternative of "spend your money elsewhere and tell everyone you know" has the same result with less headache.

I apologize if I implied the customers did something that justified that behavior against them.

Fair enough broski
---
TopicPolice called on black people for not giving up their sets at a Restaurant.
Twin3Turbo
05/02/18 9:36:17 AM
#76
AlisLandale posted...
Twin3Turbo posted...
AlisLandale posted...
When I worked in restaurants I remember regulars having preferred seats. If the seats were empty, we'd give it to them.

I cant imagine ever asking a customer to get up and move to a different seat because somebody else wants it though. No regular is worth that awkwardness.

Though the couple hadnt even ordered yet, so I'd also say theyre being ridiculous for escalating such a non-issue to this point. Should have just left the restaurant and told everybody what a shitty manager it has. No restaurant is worth that, either. >_>

They are ridiculous for escalating and not the person that called the police over this issue that shouldnt have even been an issue in the first place because the manager should have never asked them to do such a ridiculous thing?


The manager was an idiot. And I'd love for him to be fired for it. But if you argue with idiots, well...

You realize that youre pretty much advocating that they, at best, comply with stupidity and at worst comply with stupidity mixed with racism and other potential discriminatory factors. Not sure thats the best option here. They were paying customers, they had a right to sit where they were sitting, the manager is 100% in the wrong here.
---
TopicPolice called on black people for not giving up their sets at a Restaurant.
Twin3Turbo
05/02/18 9:13:03 AM
#63
AlisLandale posted...
When I worked in restaurants I remember regulars having preferred seats. If the seats were empty, we'd give it to them.

I cant imagine ever asking a customer to get up and move to a different seat because somebody else wants it though. No regular is worth that awkwardness.

Though the couple hadnt even ordered yet, so I'd also say theyre being ridiculous for escalating such a non-issue to this point. Should have just left the restaurant and told everybody what a shitty manager it has. No restaurant is worth that, either. >_>

They are ridiculous for escalating and not the person that called the police over this issue that shouldnt have even been an issue in the first place because the manager should have never asked them to do such a ridiculous thing?
---
TopicPolice called on black people for not giving up their sets at a Restaurant.
Twin3Turbo
05/02/18 6:15:39 AM
#41
I4NRulez posted...
St0rmFury posted...
This begs the question though, at what point are they considered to be trespassing?

The moment the manager wants them out of the premises and they refused?

Regardless of reason?


There are laws to prevent business from discriminating based off race. He cant just claim its trespassing without proof.

According to CE, if the manager wants you gone, youre trespassing and thats that. No further explanation or reasoning needed
---
Topicchads vs incels, new version
Twin3Turbo
04/30/18 11:17:14 AM
#137
thelovefist posted...
DezDroppedFreak posted...
pinky0926 posted...
Ranmaru-2 posted...
pinky0926 posted...
No, no it's not

How can you say it's not? This is spot on with how girls think and view guys. Basically if a guy isn't an 8/10 or above, he might as well buy a sex doll.


something limitless chad dick something something

many lols itt


Pretty sure that guy is taddy. Only comes around when all his tad accounts are BTFO

The gimmick is the same so this theory holds some weight.

You know, I never thought about it before but both Ranmaru and Tad:

1. Against gay people for religious reasons
2. Hold the same beliefs in regards to women
3. Like the same kind of women (Ranmaru used to post / have pics of the same type of women in his sig that Tad has shown to like)
---
TopicTen commandments in state buildings- an amendment proposal that Alabamians
Twin3Turbo
04/30/18 11:07:22 AM
#62
gatorsPENSbucs posted...
DezDroppedFreak posted...
This doesn't need to happen. You don't need any sort of religious endorsement on government property

Why does a piece of paper matter so much, a piece of paper that you may see once or twice. Why is it such a big deal. If its solely because of it being a church thing and a south thing, well thats a pretty lame thing.

I'm glad you agree it's not a big deal. They shouldn't be even voting on something like this, complete waste of time. Could be actually solving issues instead of voting on trying to get their preferred religious beliefs on display.
---
TopicGood number of incels are pieces of shit
Twin3Turbo
04/27/18 4:46:40 PM
#64
UncleBourbon33 posted...
Sorta unrelated but it makes me lol when people accuse "nice guys" of just being nice to get laid.

I'm don't normally care to defend "nice guys" but in this regard I will. People always frame it as "nice guys are only nice because they just want to have sex with a girl and think they own her", etc. I honestly don't find that to generally be the case.

Nice guys are nice guys because they listened to conventional mainstream dating advice that say to "treat a girl nice" and "be yourself" if you want to get a girl to like you. So they find a girl they like and they do just that. They act extremely nice towards her in hopes that she will like them but it doesn't quite work out the way they hope. Then they wonder why they can't get a girl when they are technically following the advice given. The fact of the matter is, those things by themselves aren't going to work 99.9% of the time. There's more to it than that, but mainstream advice tends to frame it as if that's what your focus should be on to attract women.
---
TopicHow fucked is my roommate/10 ?
Twin3Turbo
04/27/18 2:10:58 PM
#40
Cal12 posted...
Twin3Turbo posted...
Cal12 posted...
Your name cant be on the house but not the mortgage if you dont own it.

Yes it absolutely can. Read up on buying a house "subject to".


It literally cant. My mortgage broker made it very clear when we bought the house prior to being married on the off chance we would break up.

What you are talking about is someone else owning the house and letting someone pay towards the mortgage while they assume the mortgage until its paid off. Thats different. Essentially her name is not on the house and unless they have it on paper that they had that agreement she doesnt have her name on the house. So his friend isnt fucked unless she has proof that he had that agreement with her.

Wait a second. When you say "your name can't be on the house" what do you mean? Because if you mean "on the deed' then your mortgage broker is wrong. For the record, real estate agents and mortgage brokers don't know everything about real estate, especially the non-conventional side of it.

It is entirely legal in America for someone to deed any percentage of their interest in their house to you, while only their name is still on the mortgage.
---
TopicHow fucked is my roommate/10 ?
Twin3Turbo
04/27/18 2:01:46 PM
#35
Cal12 posted...
Your name cant be on the house but not the mortgage if you dont own it.

Yes it absolutely can. Read up on buying a house "subject to".

Also, this wouldn't be the first time in history. that Person A bought a house, got married to Person B, and then put B on the deed but not the mortgage. Happens literally every day.
---
TopicHow fucked is my roommate/10 ?
Twin3Turbo
04/27/18 10:43:33 AM
#29
treewojima posted...
Ben_Ruggiero posted...
Your friend is a special kind of stupid.


I would agree. I think "naive" is the best term

Hope this serves as a lesson to anyone reading to not get blinded by a pretty face into making dumb decisions.
---
TopicHow fucked is my roommate/10 ?
Twin3Turbo
04/27/18 10:36:12 AM
#26
Alkaloid posted...
I agree with JE. I assume the guy bought the property by himself and later deeded half his interest to the woman. It is highly irregular for a lender to give a mortgage otherwise, because it puts a cloud on title that will need to be addressed at foreclosure.

Thats pretty much what I assumed from the beginning, particularly considering the TC said the fiance would "be in and out of the house for the first 2 months". Sounds like she didn't originally live there or buy the house with him.

Your friend is screwed. Gonna cost him a lot of money/time/effort to get this fixed.
---
TopicSo my gf kicked me out. Now I'm going on a no money adventure to Miami. AMA
Twin3Turbo
04/27/18 6:12:57 AM
#6
Im assuming you arent on the lease wherever you were living?
---
TopicImagine having credit card debt.
Twin3Turbo
04/26/18 10:10:57 PM
#65
Im not sure Ive ever seen anyone this dedicated to trolling
---
TopicAre millenials who use debit over credit cards low information consumers?
Twin3Turbo
04/26/18 9:36:33 PM
#172
CharlesBronson posted...
@Cleo_II posted...
People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both).

What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim.
http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899

That bank in particular sounds crappy. You think they would hold these people responsible for these CC charges but NOT hold them responsible if it were their debit cards instead?

And I would really like to know how someone that stole a card with a 500 dollar limit was able to spend 130 thousand. That just doesnt add up,
---
TopicImagine having credit card debt.
Twin3Turbo
04/26/18 5:36:25 PM
#41
Rika_Furude posted...
Twin3Turbo posted...
Rika_Furude posted...
MC_BatCommander posted...
Rika_Furude posted...
Imagine having a credit card at all instead of spending your own money via debit card


imagine not using a credit card and missing out on the objective benefits it has over debit

The 0.2% benefit that isnt worth the hassle at all?
And in fact may be a detriment due to credit card fees?

-I buy everything on CC
-On the last day of the month, I log onto my bank and do a balance transfer to pay it off in full.

Where is the hassle?

I also have never paid even $0.01 in fees so what fees are you referring to?

The $100 a year fee to even have the card that outweighs the neglible benefit you get?

Not every card has an annual fee. If there is one, the annual fee is stated up front when you get the card...so if you don't want one with an annual fee then just don't get one with an annual fee. There I just solved your problem.
---
TopicImagine having credit card debt.
Twin3Turbo
04/26/18 5:28:44 PM
#35
Rika_Furude posted...
MC_BatCommander posted...
Rika_Furude posted...
Imagine having a credit card at all instead of spending your own money via debit card


imagine not using a credit card and missing out on the objective benefits it has over debit

The 0.2% benefit that isnt worth the hassle at all?
And in fact may be a detriment due to credit card fees?

-I buy everything on CC
-On the last day of the month, I log onto my bank and do a balance transfer to pay it off in full.

Where is the hassle?

I also have never paid even $0.01 in fees so what fees are you referring to?
---
TopicAre millenials who use debit over credit cards low information consumers?
Twin3Turbo
04/26/18 3:47:10 PM
#105
kg88222 posted...
What you are talking about are finance charges. They will charge you a finance charge if you carry a balance. The apr accrues differently for each card.

....we have answerd at least 3-5 times in this topic directly to this criticism. Why do you keep bringing it up?
---
TopicAre millenials who use debit over credit cards low information consumers?
Twin3Turbo
04/26/18 3:43:17 PM
#100
kg88222 posted...
They charge you finance charges as well if you carry balances past a grace period. Finance charges are avoided by paying your monthly balance.

There is still an apr

right, that's only if you don't pay it off. If you aren't going to be responsible and pay it off in full every month then I agree, you shouldn't get a credit card.
---
TopicAre millenials who use debit over credit cards low information consumers?
Twin3Turbo
04/26/18 3:42:05 PM
#98
kg88222 posted...
There are tons of hidden fees though. Credit cards have a ton more than Debit cards do. Debit cards are very simple. Don't go below a minimum balance and dont use atms.

They charge you an annual fee just for having the card regardless. They also charge you for other things.

Ok so I was right. Not all cards have an annual fee and it's known up front beforehand

I've never been charged even $0.01 in fees of any type for using my CC. Not sure where you are getting this from.
---
TopicAre millenials who use debit over credit cards low information consumers?
Twin3Turbo
04/26/18 3:40:55 PM
#96
CableZL posted...
kg88222 posted...
That's not true on a lot of cards. They wll charge you a monthly fee that is part of the apr.


You only get charged a fee if you have a remaining balance beyond when the full balance is due.

If you have a 15% APR and your balance is 0, then you pay 0 extra.

At this point, I'm wondering if he is referring to the Annual Fee that some cards have. I know that's not what is literally in his posts but after it's been explained to him so many times, I just can't help but think maybe he is calling it by the wrong name or something.
---
Board List
Page List: 1, 2, 3, 4, 5, 6, 7, 8, 9 ... 15