I've used the Amazon.com Visa card for the last 4 years and I've been happy with it. The rate isn't good but the rate only matters if you don't pay the full balance every month, which you always should no matter what card you have.
You shouldn't avoid credit because you're afraid of debt. Credit won't put you in debt, it just lets you put yourself in debt if you're stupid. Simple solution: don't be stupid.
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[NO BARKLEY NO PEACE]