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TopicI have $56000 in Credit Card debt and about $69000 in 401K savings
LeoRavus
05/08/24 9:36:23 AM
#73:


ktownslayer16 posted...
dont declare bankruptcy

I was in a scenario like this when I was out of work years ago and filed for bankruptcy. I was paying bills with credit cards. I was also a homeowner and didn't care about my credit, I just needed those bills to go away and they did.

No regrets. I believe the bankruptcy cost $1800 total which the lawyer took in installments each visit. Having over $1000 a month in credit card payments that would never go away was one of the most stressful things ever.

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