LogFAQs > #986735499

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Topic	What are your thoughts on "pay over time" payment methods?
Blue_Thunder 10/15/25 6:26:04 PM #13:	josh posted... I've never understood what makes pay over time worse than a credit card... BNPL methods are less regulated (eg. they don't have to report to credit bureaus) and generally have few or no rewards or consumer protections like fraud protection. --- Music: https://www.youtube.com/playlist?list=PLv4cNOBY2eCInbxg6B-KRks6vKMfmFvtp Genshin Showcase: https://enka.network/u/608173646/ <cite>Blue_Thunder posted [p:986735499] in What are y... [t:81055497]...</cite> <quote>josh posted...</cite><quote>I've never understood what makes pay over time worse than a credit card...</quote>BNPL methods are less regulated (eg. they don't have to report to credit bureaus) and generally have few or no rewards or consumer protections like fraud protection. --- Music: https://www.youtube.com/playlist?list=PLv4cNOBY2eCInbxg6B-KRks6vKMfmFvtpGenshin Showcase: https://enka.network/u/608173646/</quote> ... Copied to Clipboard!
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