LogFAQs > #878422086

The new Republican health care plan, also known as the American Health Care Act (AHCA) or Trumpcare, may, in effect, allow sexual assault to become a pre-existing condition for health insurance coverage.

Republican Rep. Tom MacArthur of New Jersey added an amendment to the AHCA that allows states to apply for waivers that allow insurance companies to charge people higher premiums for pre-existing conditions, noted Health Affairs Blog.

Gina Scaramella, executive director of the Boston Area Rape Crisis Center, writes in The Hill that before Obamacare was passed in 2010, sexual assault survivors who got medical care could later be denied health insurance coverage because insurance companies considered the after-effects of rape to be a pre-existing condition.

The Huffington Post reported in 2011 about Christina Turner, a former health insurance underwriter, who thought she had been sexually assaulted after she met two men in a bar, allowed them to buy her drinks and then woke up with injuries that correlated with rape.

Turner's doctor subsequently prescribed an anti-AIDS medicine as a precaution against catching the disease from her assault.

Turner did not get HIV, but lost her health insurance a few months later. When she tried to obtain new coverage, health insurance companies refused to sell her coverage because of the anti-AIDS medication that she took. The corporations told Turner to try again in three or more years if she had proof that she did not have AIDS.

More women told The Huffington Post similar stories of not being able to buy health insurance because they had a pre-existing condition from a sexual assault such as STDs or post traumatic stress disorder (PTSD).

Therapists and patients told the news site that health insurance companies often refused long-term mental health care to female sex assault victims.

Turner recalled going without health insurance for three years after being sexually assaulted: "I’m going to be penalized my whole life because of this." House Speaker Paul Ryan insisted on his government website that the new GOP plan actually strengthens protections for those who have pre-existing conditions.

Ryan writes "no person may be priced based on health status if they have maintained continuous coverage," which is true, but if they "have a gap of at least 63 days in coverage in the preceding year" they can get hit with the high premiums for their pre-existing conditions, noted Health Affairs Blog.

In other words, Trumpcare creates the "continuous coverage" rule, and then allows people to be penalized by health insurance companies if they break it.

Ryan also blamed Obamacare for reducing competition in the health insurance marketplace, and insisted that the GOP plan "will increase competition in the marketplace, giving Americans more choices when deciding upon their health care plans and ensuring that health care premiums will decrease."

However, there is no guarantee that health care premiums will go down under the GOP plan as there are not any price controls. In pre-Obamacare years, competition in the marketplace did not bring premium prices down.

The Charlotte Observer noted in January: "Between 2000 and 2010, average family premiums for employer coverage grew 8 percent per year – a perpetual burden on Americans’ budgets. From 2010 to 2016, that same average has grown at a slower 5 percent a year"


Full Article: http://www.opposingviews.com/i/health/trumpcare-could-make-sex-assault-pre-existing-condition

http://www.fortcollinsjustice.com/wp-content/uploads/concerned-woman-1.png

Jeez. What happened to making America great again?

Or was that only for white guys?
---

^ Hey now that's completely unfair.
https://imgtc.com/i/14JHfrt.jpg