LogFAQs > #881854784

CapnMuffin posted...

My bank can get a car loan done same day if it's dealer purchase.

Is this a private party purchase?

If so a personal unsecured loan is a valid option for such a low amount. But I would go with a closed installment loan instead of a lien of credit. The benefits being a more disciplined approach to paying it off, a fixed interest rate, and the same payment every month. Another perk is having that installment loan category on your credit report to supplement the line category (I assume you already have a credit card at least).

It's private. No way I could find a dealer purchase for that cheap around here. If only.

I don't have a credit card. This would be my first credit thing.
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