LogFAQs > #882358084

I've actually had it happen to me in the past, but normally my credit card company's good about catching it and alerting me before any damage is done. Not this time, it seems. I just logged on to my account to pay my monthly bill and it turns out that someone's racked up almost $1300 in charges in the past two weeks. The kicker is that these charges are all over the country, from Florida to Washington, and yet somehow my credit card company didn't think it was suspicious enough to alert me. I'm someone who likes to stay at home and rarely spends much, too, and the purchases these bastards made were not at all similar to my normal spending habits.

Luckily it's easy to dispute charges online nowadays, at least, as I've already taken care of all of it and I didn't even have to sit on the phone for an hour with someone I can barely understand. Now I just have to sit tight and wait for it all to go through, but the fact that I'm staring at a bill asking me to pay over $900 right now is a little stressful. Some background info on me is that I have almost $45,000 in college debt, yet I ended up graduating in General Studies after failing at my original major, and to top it all off, I started developing a problem with my neck around two years ago that prevents me from anything physically demanding on a regular basis any more. Not only has this basically helped spiral me into depression over the thought of my body not being capable of doing normal things any more, I've had to quit the jobs I enjoyed because of it, and I've been having a hell of a time finding anything that will pay me a living wage ever since. I currently have roughly $3,000 left in my bank account, so I live with my parents as a result, and now I have to deal with the fact that some selfish bastard somehow stole my credit card information and lived things up at my expense. I hope they rot in hell.

I'm still angry at my credit card company, too, for not alerting me to this. I've cut back tremendously on my spending habits, so this should have raised a huge red flag. Have any of you had to go through this? And of course, I wonder how they grabbed my information in the first place. I'm generally cautious with my card and even use virtual account numbers for a lot of my online purchases, so this is just great. Time to become obsessive and check my credit card statement every day for the rest of my life. Looks like I won't be getting any sleep tonight, either.
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Pride is not the opposite of shame, but its source.
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