LogFAQs > #968934484

Never had any student loan debt, because I:

- Went to a community college for the first 2 years.
- Applied for all the grants & scholarships I could find.
- Lived with my parents and commuted to school.
- Worked 1-2 jobs throughout most of my college life.

I never had my credit card debt because I just don't buy things I can't afford, unless they're very large, like a home, or a car. In which case, I get loans specifically for that.