LogFAQs > #969957267

For one cat, but not the other because she was 15 and had identified health problems (hyperthyroidism, later discovered kidney disease) when we adopted her and insuring her would almost certainly be more expensive than it was worth (if any company would even accept her). The other, we ended up recovering roughly what we'd paid to date when he had an emergency vet visit for a urinary blockage, so that worked out. All in all, I could probably do without and we'll probably end up spending more than we recover over the rest of his life, but that's just the nature of insurance: You spread out large, unexpected expenses into smaller, more predictable payments, while most likely paying a premium overall for that security.

wpot posted...

It depends what kind of pet owner you are. If you do a bunch of preventative maintenance checkups/etc you're going to spend a ton of money and might need it. If you just feed them and take care of issues as they arise it's not going to be cost efficient. I trend towards the latter.

The plan I've got doesn't cover regular expenses (exam fees, meds), it just covers additional costs if any treatment is needed. It makes it pretty situational, but equally useful regardless of how often you visit the vet.