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| Topic | So I was reading up on credit in the US and it's kinda blowing my mind |
| Raka_Putra 01/11/23 9:34:20 AM #11: | Colegreen_c12 posted... Yea if you use it correctly it is actually suboptimal to not use credit cards. You should be paying no fees and getting a percent back of your purchases back. (I get like 5% back on food)Oh huh, the page I read didn't mention this. Okay, now it makes more sense. I can see the benefit to that. masterplum posted... Its important to realize half of users use them as charge cards, as in it just puts all of your transactions into one bill that you pay at the end of the month for convenience. The other half uses it as actual loans (Which is a bad idea)This also adds important context. Thanks for all the discussion so far, it's been pretty enlightening. --- "A blank page or canvas, his favorite. So many possibilities." - RIP Stephen Sondheim, 1930-2021 ... Copied to Clipboard! |
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