LogFAQs > #970772297

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Topic	So I was reading up on credit in the US and it's kinda blowing my mind
MacArrowny 01/11/23 10:28:11 AM #14:	Colegreen_c12 posted... Yea if you use it correctly it is actually suboptimal to not use credit cards. You should be paying no fees and getting a percent back of your purchases back. (I get like 5% back on food) This is kind of a bad system too. Credit card companies benefit, and so do responsible customers, but retailers definitely lose out since they're paying for those benefits, particularly smaller retailers. --- All the stars in the sky are waiting for you. <cite>MacArrowny posted [p:970772297] in So I was r... [t:80308260]...</cite> <quote>Colegreen_c12 posted... </cite><quote>Yea if you use it correctly it is actually suboptimal to not use credit cards. You should be paying no fees and getting a percent back of your purchases back. (I get like 5% back on food)</quote>This is kind of a bad system too. Credit card companies benefit, and so do responsible customers, but retailers definitely lose out since they're paying for those benefits, particularly smaller retailers. --- All the stars in the sky are waiting for you.</quote> ... Copied to Clipboard!
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