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Topic	So I was reading up on credit in the US and it's kinda blowing my mind
Colegreen_c12 01/11/23 11:34:16 AM #24:	MacArrowny posted... How is it riskier? The consequences are pretty much the same either way, and any decent bank will have a policy that undoes any losses, just like the credit card companies do. https://www.nerdwallet.com/article/credit-cards/credit-card-vs-debit-card-safer-online-purchases This is really common knowledge. If someone uses your debit card its the equivilant of having used your cash. Sure you might be able to get it back, same as you might get your cash back by filing a police report. Credit card its a lot easier to dispute a transaciton, you can even dispute transactions you actually DID make if you didn't receive what you paid for. --- DPOblivion beat us all. <cite>Colegreen_c12 posted [p:970773618] in So I was r... [t:80308260]...</cite> <quote>MacArrowny posted... </cite><quote>How is it riskier? The consequences are pretty much the same either way, and any decent bank will have a policy that undoes any losses, just like the credit card companies do.</quote>https://www.nerdwallet.com/article/credit-cards/credit-card-vs-debit-card-safer-online-purchasesThis is really common knowledge. If someone uses your debit card its the equivilant of having used your cash. Sure you might be able to get it back, same as you might get your cash back by filing a police report.Credit card its a lot easier to dispute a transaciton, you can even dispute transactions you actually DID make if you didn't receive what you paid for. --- DPOblivion beat us all.</quote> ... Copied to Clipboard!
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