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TopicSo I was reading up on credit in the US and it's kinda blowing my mind
pezzicle
01/11/23 1:30:45 PM
#37:


Echoing what everyone else is saying here

We have 2 credit cards. use them exclusively

the first one gives us cash back on every purchase, not a significant amount, but it usually amounts to probably $500 a year in groceries.

the second one costs $100 but we get it waved due to good credit and it gives us extra points on all travel, entertainment and dining, and when you use those points on travel, it "costs" half the points. So this past year we went to a wedding out of town and got the hotel room for 2 nights and used points, and then went to a music festival and got the hotel room for 4 nights and also used points

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