LogFAQs > #971605413

Every time I log in to experian, I'm usually floating around 750

But I just got a mortgage approved, so they sent me a report saying "just FYI here's the numbers we found from each of the three bigguns"

and i had like 786 from TU, 800 from experian, and 810 from equifax

so like, what the fuck?

on top of that, each one had a summary of what adversely impacted the score. one of which was something like "no revolving account balances"

which is fucking stupid because like, i'm not going to deliberately avoid paying my credit card for a month just so it shows up as a "balance." i pay that shit off like every other day. im not gonna risk sitting on a balance for an extra period of time just so some bogus computer can say having money owed is a good thing instead of, y'know, having NO money owed being a better thing