My dad had a million dollars in the bank. He died and that money went to his two sons.
I told my financial planner, my dad made money the HARD way, how do you think he did it? My financial planner said " he worked two jobs ? "
I said "NOPE, He saved it."
I see many I cant.. I cant ....I cant. its all about priorities.
I am now 60... Retired. But I have zero income, I take nothing from my retirement accounts. I sponge off my wife. ( she is great ).
I wasted alot of money in my younger years on Beer. every weekend, for years.. decades. I have nothing to show for it, but a fat belly.
Look at every element of your life, make a budget, what you are spending your money on. I see so many people buying stuff on " sale" then pay with a credit card, that has 12% interest, and they carry a balance. If you have to buy stuff on sale, with a credit card, it was not REALLY on sale.
You CAN do it, but you have to work hard at it. saving is work. its pennies, nickels, and dimes.
I can't tell if this is making fun of the typical bootstraps people or a serious post