LogFAQs > #977104275

The deal with cayo is the heist finale is quick and easy, once you know what you're doing. It only takes about 12-15 minutes to complete the finale, after doing the setup missions which themselves take only about one hour. Before that point, it's a bit of a learning curve to familiarize yourself with everything and will take longer to complete.

So you can run cayo solo to make money, or take a friend and have them follow you, or conversely trade cayo heists where you run someone and then they run you through. Cayo is the only heist that can be completed solo. Random people joining the heist may not know what they're doing, or the specific route you want to take, and it only takes one mistake where you have to restart the whole heist because it's mostly all about stealth and not getting caught. You don't want to brute force the heist, like in casino heist you usually just kill everyone while alarms are going off, and you also can't run casino heist solo.

You should be able to find someone who is willing to take you to cayo, it's just a matter of someone agreeing to do that compared to joining a random heist from the game menus.