The personal responsibility is that you save for ANY large expense that could occur. That includes any unexpected medical cost, which this certainly would be.
Dude...that's kind of jacked to think. These people werr massacred on a night they planned on having fun. It's their fault?
Please tell me where I said anything about what happened to them being their fault? Just because something isn't your fault doesn't mean that you will not be on the hook for anything that happens as a result of the tragedy. Sorry if that upsets you.
If a tragedy were to happen to you or your family which caused financial ruin, I guarantee your stance will change.
How do you know that a family member has not already had a tragedy ruin them financially? That is why I hold this opinion. I saw it first hand. Now my family and I taken measures to protect ourselves the best we can. ---
