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TopicHow do you use your credit cards?
Super Saiyan 3 Goku
12/31/17 5:23:10 PM
#26:


a running balance does not improve your credit score
that being said, there's no reason to pay everything off immediately. you can do it once a month and have no negatives

Exactly, and I very well may adjust to that method. But to pay interest with the (false) belief that it'll improve my score and credit report? Please.

The bank will never ever see my money.
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When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius
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