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Topic | How do you use your credit cards? |
_Rinku_ 12/31/17 5:36:41 PM #31: | Pay for everything with it and pay it off before it draws interest. "Keeping a balance" is a myth meant to trick you into paying interest. Keep your utilization relatively low. The company doesn't give a shit if you buy a $0.50 pack of gum or a $500 TV with it as long as it's proportionate to your credit limit. I laugh at the people who think they're "too responsible" to use credit cards. The majority of you will have a hell of a time trying to get approval for a reasonable car loan or mortgage. ... Copied to Clipboard! |
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