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| Topic | people really think their insurance covers everything |
| Jen0125 03/05/18 9:58:34 PM #24: | that's fine but the point of insurance is risk transfer IN CASE a catastrophic event occurs. it's not for minor ding dings you get on your car or fender benders. that's why there's a deductible for your own shit and not liability. people who file $1,000 or less claims are why insurance is so expensive. where it gets lost in translation is that insurance is for CATASTROPHIC events that you can't afford to resolve on your own and not minor claims. so if you don't think it's worth it don't have any insurance that isn't legally forced on you. but when your house burns down and is a total loss, you'll wish you had insurance. or when that house burns down 3 more houses in the neighborhood and it was your fault it happened, you'll wish you had insurance. --- http://i.imgur.com/4ihiyS2.jpg "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429 ... Copied to Clipboard! |
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