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Topic	people really think their insurance covers everything
Jen0125 03/05/18 10:20:03 PM #28:	rjsilverthorn posted... Jen0125 posted... argonautweakend posted... i say this every time the topic of insurance comes up but I am a fairly healthy 28 year old guy. Never had any major health problems until I got diverticulitis(colon infection) in which I needed 12 inches of colon cut out. You dont know when you're going to randomly get sick. I am not trying to put fear in people but its true. I never had any major or even medium-sized health problems up until then. Having insurance is the difference between paying 4,000 dollars or 45,000 which was around what the pre insurance bill was. i got my moneys worth and then some. yeah to me health insurance is not a scam. idk if i just purchase a good plan or what. but my surgery for my gall bladder would have been $30k out of pocket and i paid around $2k. A long time ago my brother fell and broke his leg in a fairly remote area and had to get life flighted to the hospital. The transport alone was over $100k and the total bill between the doctors and hospital was over a million, but he was insured and his out of pocket cost was only a couple thousand. some people get mad because they have an HMO and they get injured out of network and need emergency services. so they receive a bill but if you call your insurance company to get an override they will usually do that if you're out of network for an emergency. USUALLY. not always. depends on factors but usually they'll try to cover as much as they can. but people don't pay attention to their coverage and understand what they need to do if they potentially are in a situation where they wouldn't normally be covered. then they get pissed they need to call for an override and don't want to ride through that process. so they don't. and then they get stuck with the bills. and then they just bitch to everyone they come across. edit - but also those numbers if true are way too high. that just is another portion of the US healthcare system where breaking your leg is over $1m in bills because it was a remote area? idk. if that's true it's insane and speaks to how overblown our health care system is. --- http://i.imgur.com/4ihiyS2.jpg "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429 <cite>Jen0125 posted [p:897249107] in people rea... [t:76384449]...</cite> <quote><cite>rjsilverthorn posted...</cite> <quote><cite>Jen0125 posted...</cite> <quote><cite>argonautweakend posted...</cite> <quote>i say this every time the topic of insurance comes up but I am a fairly healthy 28 year old guy. Never had any major health problems until I got diverticulitis(colon infection) in which I needed 12 inches of colon cut out. You dont know when you're going to randomly get sick. I am not trying to put fear in people but its true. I never had any major or even medium-sized health problems up until then. Having insurance is the difference between paying 4,000 dollars or 45,000 which was around what the pre insurance bill was. i got my moneys worth and then some.</quote> yeah to me health insurance is not a scam. idk if i just purchase a good plan or what. but my surgery for my gall bladder would have been $30k out of pocket and i paid around $2k.</quote> A long time ago my brother fell and broke his leg in a fairly remote area and had to get life flighted to the hospital. The transport alone was over $100k and the total bill between the doctors and hospital was over a million, but he was insured and his out of pocket cost was only a couple thousand.</quote> some people get mad because they have an HMO and they get injured out of network and need emergency services. so they receive a bill but if you call your insurance company to get an override they will usually do that if you're out of network for an emergency. USUALLY. not always. depends on factors but usually they'll try to cover as much as they can. but people don't pay attention to their coverage and understand what they need to do if they potentially are in a situation where they wouldn't normally be covered. then they get pissed they need to call for an override and don't want to ride through that process. so they don't. and then they get stuck with the bills. and then they just bitch to everyone they come across. edit - but also those numbers if true are way too high. that just is another portion of the US healthcare system where breaking your leg is over $1m in bills because it was a remote area? idk. if that's true it's insane and speaks to how overblown our health care system is. --- http://i.imgur.com/4ihiyS2.jpg "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429</quote> ... Copied to Clipboard!
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