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Topic	people really think their insurance covers everything
Jen0125 03/05/18 10:25:49 PM #30:	blackhrt posted... Insurance is a scam in a sense. in that it is inconsistent. outside of people trying to commit fraud or whatever, if I have paid you [the insurance company] for years probably decades for something, then the LEAST you can do is honor something without giving me 100 questions and acting as if Im trying to bend you over backwards. (policies by default covering the stuff that least likely happens, get outta here.) read your policy!! that's the point of the topic. you're paying for the coverage you're paying for! they need to ask questions to see if your accident or issue is within the policy you purchased. you're proving my topic. blackhrt posted... How many people have put insurance into something and still see insurance companies act like they don't what to do when it is time to put forth $$$? hurricanes have hit parts of the US last year and people are still arguing with their insurance companies MONTHS later in the 21st century? probably tons because PEOPLE DON'T READ THEIR POLICIES individual insurance policies don't usually cover flood or hurricanes because there is a national fund for that. insurance companies aren't into double insuring. if FEMA is going to provide coverage for your hurricane damage, they aren't going to. here's some insider info: if there's an exclusion on your policy it's a common claim they don't want to take on the risk for (example intentional acts) or there is insurance provided elsewhere (example FEMA for hurricane damage) people act like insurance is supposed to be a charitable company just because you pay premiums. you're paying premiums based on the risk you're asking that company to take on. if you live in an area where wildfires are more common your premium will be higher. if you live in an area where there are more accidents than the national average you're gonna pay more. --- http://i.imgur.com/4ihiyS2.jpg "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429 <cite>Jen0125 posted [p:897249438] in people rea... [t:76384449]...</cite> <quote><cite>blackhrt posted...</cite> <quote>Insurance is a scam in a sense. in that it is inconsistent. outside of people trying to commit fraud or whatever, if I have paid you [the insurance company] for years probably decades for something, then the LEAST you can do is honor something without giving me 100 questions and acting as if Im trying to bend you over backwards. (policies by default covering the stuff that least likely happens, get outta here.) </quote> read your policy!! that's the point of the topic. you're paying for the coverage you're paying for! they need to ask questions to see if your accident or issue is within the policy you purchased. you're proving my topic. <cite>blackhrt posted...</cite> <quote>How many people have put insurance into something and still see insurance companies act like they don't what to do when it is time to put forth $$$? hurricanes have hit parts of the US last year and people are still arguing with their insurance companies MONTHS later in the 21st century? </quote> probably tons because PEOPLE DON'T READ THEIR POLICIES individual insurance policies don't usually cover flood or hurricanes because there is a national fund for that. insurance companies aren't into double insuring. if FEMA is going to provide coverage for your hurricane damage, they aren't going to. here's some insider info: if there's an exclusion on your policy it's a common claim they don't want to take on the risk for (example intentional acts) or there is insurance provided elsewhere (example FEMA for hurricane damage) people act like insurance is supposed to be a charitable company just because you pay premiums. you're paying premiums based on the risk you're asking that company to take on. if you live in an area where wildfires are more common your premium will be higher. if you live in an area where there are more accidents than the national average you're gonna pay more. --- http://i.imgur.com/4ihiyS2.jpg "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429</quote> ... Copied to Clipboard!
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