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TopicWhat are some of the best credit cards out there?
Hexenherz
06/17/18 8:12:43 PM
#14:


TerrifyingRei posted...
none of you answered my question


Try just getting something from your bank.

The only way to build credit is to responsibly manage credit lines and loans.
Don't take interest rates into consideration - cards don't compound interest for a set amount of time after a charge (it varies by card so read the terms carefully), so as long as you're paying it off regularly you won't pay a cent more than what the purchase was for originally.

If you can't afford to pay the card off regularly then you shouldn't have the card and you should take some finance and budgeting classes.
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