LogFAQs > #905574792

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Topic	Thinking about seeing a doctor...sees estimated out of pocket cost $231
Kavatar 07/23/18 10:47:11 AM #17:	Abyssea posted... HDHPs are stupid. Get traditional so you can actually afford to go to the doctor. They problem is that they look good up front; lower premiums, and you can sock away money tax free for use later. Plus a lot of companies (mine included) contribute money to your HSA in order to get you to switch. But in reality I never want to go for the doctor for anything other than my free physical, because I have to pay a ton of money each time. It's basically behavioral economics at work, and I don't think it will have good long term outcomes. --- The sea was angry that day, my friends. Like an old man trying to send back soup at a deli. <cite>Kavatar posted [p:905574792] in Thinking a... [t:76832700]...</cite> <quote><cite>Abyssea posted...</cite> <quote>HDHPs are stupid. Get traditional so you can actually afford to go to the doctor.</quote> They problem is that they look good up front; lower premiums, and you can sock away money tax free for use later. Plus a lot of companies (mine included) contribute money to your HSA in order to get you to switch. But in reality I never want to go for the doctor for anything other than my free physical, because I have to pay a ton of money each time. It's basically behavioral economics at work, and I don't think it will have good long term outcomes. --- The sea was angry that day, my friends. Like an old man trying to send back soup at a deli.</quote> ... Copied to Clipboard!
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