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Topic	Thinking about seeing a doctor...sees estimated out of pocket cost $231
Balrog0 07/23/18 11:20:44 AM #33:	SK8T3R215 posted... Yeah you have to factor in the difference in premiums between the two, how often you go to doctors in a typical year, HSA contributions made by your employer and your own HSA contributions. If you're young and healthy odds are you will be better off with a HDHP. It's highly variable, but on average, Yyu usually only need one unexpected medical expense for the premium savings from selecting a HDHP to be wiped out. To be fair, the calculation is different for people with a spouse and kids, but they also expect to have medical expenses more regularly. --- But to you who are listening I say: Love your enemies, do good to those who hate you, bless those who curse you, pray for those who mistreat you. <cite>Balrog0 posted [p:905576304] in Thinking a... [t:76832700]...</cite> <quote><cite>SK8T3R215 posted...</cite> <quote>Yeah you have to factor in the difference in premiums between the two, how often you go to doctors in a typical year, HSA contributions made by your employer and your own HSA contributions. If you're young and healthy odds are you will be better off with a HDHP.</quote> It's highly variable, but on average, Yyu usually only need one unexpected medical expense for the premium savings from selecting a HDHP to be wiped out. To be fair, the calculation is different for people with a spouse and kids, but they also expect to have medical expenses more regularly. --- But to you who are listening I say: Love your enemies, do good to those who hate you, bless those who curse you, pray for those who mistreat you.</quote> ... Copied to Clipboard!
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