LogFAQs > #905576554

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Topic	Thinking about seeing a doctor...sees estimated out of pocket cost $231
SK8T3R215 07/23/18 11:25:27 AM #36:	Balrog0 posted... It's highly variable, but on average, Yyu usually only need one unexpected medical expense for the premium savings from selecting a HDHP to be wiped out. To be fair, the calculation is different for people with a spouse and kids, but they also expect to have medical expenses more regularly. Which if you're young and healthy would be a rare occurance overall and after years of saving on premiums and HSA contributions those would cover the unexpected medical expense up to your out of pocket max most likely depending on the cost differences. If you're a family yeah it probably won't make sense to be on a HDHP. --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:905576554] in Thinking a... [t:76832700]...</cite> <quote><cite>Balrog0 posted...</cite> <quote>It's highly variable, but on average, Yyu usually only need one unexpected medical expense for the premium savings from selecting a HDHP to be wiped out. To be fair, the calculation is different for people with a spouse and kids, but they also expect to have medical expenses more regularly.</quote> Which if you're young and healthy would be a rare occurance overall and after years of saving on premiums and HSA contributions those would cover the unexpected medical expense up to your out of pocket max most likely depending on the cost differences. If you're a family yeah it probably won't make sense to be on a HDHP. --- New York Knicks, New York Jets, New York Yankees.</quote> ... Copied to Clipboard!
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