LogFAQs > #909236109

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TopicCredit freezes are now free in the US per federal law
Giant_Aspirin
09/22/18 10:47:55 AM
#32:


Darksaber310 posted...
Giant_Aspirin posted...
Darksaber310 posted...
I mean, that sounds pretty awesome, but if someone has enough of your info to set up a line in your name, what stops them from unfreezing you?


when you enable the freeze you're given a PIN unique to that credit agency which, along with your regular information, is required to unfreeze.


Hey, I forgot my PIN. Can I reset?


you can but you have to go through a more rigorous identity confirmation.

https://www.experian.com/blogs/ask-experian/replacing-a-lost-security-freeze-pin-number/
https://help.equifax.com/s/article/How-do-I-replace-a-lost-security-freeze-PIN
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