LogFAQs > #926565973

pjbasis posted...

I rear ended someone and they got a couple of ten thousands

holy shit, care to share the details?

Like 6 months ago I got into a 4 car accident, where the truck directly in front of me hit a car at full speed, that hit another car, and then I hit the truck (I managed to just barely hit it, the only damage was their trailer hitch punching through my front plastic).

The truck ended up getting cited for distracted driving, because thankfully a bystander saw what looked like her phone in her hand (she said it was a drink),

And while I didn't get an official citation, the cops determined I was "following too close" (which is bullshit tbh, there's literally not enough room for everyone to put 5 car lengths between all cars in the center of town, which is what the cop said I should have been at at that speed).

Anyway, the Truck Lady's insurance emailed my insurance asking for payment for the totaled truck, medical bills, and emotional distress. I don't know if this is normal or just how USAA does it, but they kept me in the loop on all the communication, and after the "thanks for your letter, give us some time to check on it", they responded back with a simple "yo based on the evidence that you were cited for distracted driving, hit first, and the front of your truck was absolutely obliterated while the front of our driver's car suffered negligible damage, we're gonna say nah" and they closed the case.

Thankfully, my rates didn't even go up.
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Phantom Dust.
"I'll just wait for time to prove me right again." - Vlado