Maybe the ACA has gotten this inflated but when i was getting tax subsidized for Obamacare my $1000 deductible insurance was like $420 but I got a $400 subsidy from the IRS so it was $20 a month.
If you're strictly buying insurance from the marketplace with no job yeah you can blame Obama for your ridiculous deductible. If you make like $10,600 a year they basically give you insurance via IRS, if you make less you're screwed.
But who is 'making it' on $11k a year? Nobody that is living by themselves.