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TopicAre there benefits to carrying a small balance on your credit cards?
SkyShow
12/17/19 2:22:20 PM
#20:


The point of the cards is to raise your total amount of avaible credit, if if you have a income high enough that they will give you a extraordinary amount without needing more cards. Then yes you could get a higher rating with a small number of cards.

But for the majority of us who are not going to be millionaires. Getting super high credit requires lots of cards.
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