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TopicAre there benefits to carrying a small balance on your credit cards?
smoliske
12/17/19 9:22:22 PM
#29:


SkyShow posted...
Then use them for 6 months to raise their limit. Then just feeze the cards and never use them again. But do not cancel them.
last I knew if you kept a zero balance card and left it alone it would auto close from no activity is this not the case anymore?

what I've always done is still a recurring charge on each card (like a fixed bill or a streaming sub) and set it to autopay to keep the card active and the payment history perpetually perfect
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