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TopicDon't lie or hide things on your insurance, guys
WaterLink
08/07/21 2:23:20 PM
#15:


KILBOTz posted...
What are the rules if you don't live with someone? If I want to borrow someone's truck and I get in an accident and its my fault, who's insurance is used?

That's generally fine, this pertains to household members or someone that regularly drives the vehicle.

The biggest culprit of this from my experience is a lot of parents of teens try to not tell the insurance companies about their newly eligible drivers because it makes the rate shoot up. I had one recently where this happened and Progressive still covered the damages to the car but they billed the customer extra premium backdated to when their kid got their license (which was like 4 or 5 months) and added him to the policy going forward.

BilalPowell posted...
Why not they lie to me

Because you stand to lose a lot?
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