LogFAQs > #961047708

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Topic	TIL credit scores didn't exist before 1989
s0nicfan 12/19/21 1:19:10 PM #3:	I don't mind the concept of a credit score, but it bothers me that the courts decided that these companies don't have to reveal their formula. It's one thing to collectively agree as a society that certain criteria can generally be used to determine whether somebody can handle a loan or not. It's another to keep that secret while also allowing it to impact a great many aspects of life. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz <cite>s0nicfan posted [p:961047708] in TIL credit... [t:79817524]...</cite> <quote>I don't mind the concept of a credit score, but it bothers me that the courts decided that these companies don't have to reveal their formula. It's one thing to collectively agree as a society that certain criteria can generally be used to determine whether somebody can handle a loan or not. It's another to keep that secret while also allowing it to impact a great many aspects of life. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz</quote> ... Copied to Clipboard!
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