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Topic | TIL credit scores didn't exist before 1989 |
s0nicfan 12/19/21 1:30:50 PM #14: | Prismsblade posted... What part of their formula to you is a secret? Get a credit card, maintain consistant payments, never go above 30% utilization, and allow them to age. Uh... the actual formula? Everyone has a vague idea of what impacts a credit score and lots of anecdotal evidence about what should in practice keep your score high, but exactly how much is a complete unknown. It went all the way up to the Supreme Court because somebody wanted to know exactly how their credit score was calculated and the Supreme Court basically said no, they don't have to share it because then somebody might abuse it. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz ... Copied to Clipboard! |
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