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TopicTIL credit scores didn't exist before 1989
WingsOfGood
12/19/21 1:39:23 PM
#23:


s0nicfan posted...
There's also the fact that the credit scores you're given online aren't even guaranteed to match the scores that lenders are given. The fact that there are multiple formulas, none of which anybody is given access to, combined with the fact that they don't even have to give you a real calculation, means that nobody really has a good sense of exactly how credit works, which is a problem.

https://www.cnbc.com/2019/05/10/those-credit-scores-you-see-may-not-be-what-lenders-use.html

So you can think your score is good and they be like "nope you got bad score" and you like WHAT!?!?

wow
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